104 Columbus St, Locust, NC 28097 Property Records

Stanly County property record for 104 Columbus St, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,075 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$33,000 (Mar 2015)
Tax Bill$1,094 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN557504525029

Property Details

APN / Parcel Number

Primary APN557504525029
Alternative APNs
  • 1511101
  • 19165

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,075 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions153 ft deep x 97 ft wide
Garage TypeCarport
Garage Area750 sqft
CarportCarport
Carport Area750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1511101
Street Address104 COLUMBUS ST
CityLOCUST
StateNC
Zip28097-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 104 COLUMBUS ST LOT 4 PT LOT 3 557504096
Legal SubdivisionSIMPSON PARK
Legal Lot Number3-4
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3023
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 COLUMBUS ST, LOCUST, NC 28097-7702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2015 · Amount on Record
Deed SaleMar 27, 2015 · Amount on Record
Deed Document Number2015371097
Deed Book / Page1520 / 1
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address104 COLUMBUS ST, LOCUST, NC 28097-7702
Transaction TypeMortgage
Record UpdatedMay 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 COLUMBUS ST, LOCUST, NC 28097-7702

Mortgage

Document Number0000485336
DateFeb 23, 2026
Book Page1910/278
Instrument485336
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,094.00$118,921 (-) Land $32,970 Building $85,951$118,921 (-) Land $32,970 Building $85,951
2025$1,094.00 (+40.26%)$118,921 (+66.18%) Land $32,970 Building $85,951$118,921 (+66.18%) Land $32,970 Building $85,951
2023$780.00$71,561 Land $19,482 Building $52,079$71,561 Land $19,482 Building $52,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Windstream.

Nearby Properties on Columbus St

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