Burke County property record for 104 Cloverleaf Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,536 sqft · built 1977 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,260 (2026) |
| Deeds & Mortgages | Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2702109395 |
| Primary APN | 2702109395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Slab |
| Porch Area | 320 sqft |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 CLOVERLEAF LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 104 CLOVERLEAF LN MORGANTON, NC 28655 |
| Legal Subdivision | SHAMROCK SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21301 |
104 Cloverleaf Ln is owned and occupied by an individual who acquired it in February 2026.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CLOVERLEAF LN, MORGANTON, NC 28655-7610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2026 |
| Transfer Doc | 0028560743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 26, 2026 |
| Property Address | 104 CLOVERLEAF LN, MORGANTON, NC 28655-7610 |
| Document Number | 0028560743 |
| Book / Page | 2856 / 743 |
| Map Reference | MB 6 PG 72 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026001605 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CLOVERLEAF LN, MORGANTON, NC 28655-7610 |
The 2026 property tax bill for 104 Cloverleaf Ln was $1,260, down 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260.00 (-0.16%) | $177,677 (-) Land $21,091 Building $156,586 | $177,677 (-) Land $21,091 Building $156,586 |
| 2025 | $1,262.00 | $177,677 Land $21,091 Building $156,586 | $177,677 Land $21,091 Building $156,586 |
| 2023 | $1,217.00 | $177,677 Land $21,091 Building $156,586 | $177,677 Land $21,091 Building $156,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Cloverleaf Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 Cloverleaf Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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