Anne Arundel County property record for 104 Clay St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,764 sqft · built 1940 |
| Lot Size | 0.087 acres (3,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jun 2022) |
| Tax Bill | $4,310 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-08122300 |
| Primary APN | 06-000-08122300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 3,800 sqft (0.087 acres) |
| Porch | Enclosed Porch |
| Porch Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00008122300 |
|---|---|
| Street Address | 104 CLAY ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 706102 |
Source: Anne Arundel County records · APN 06-000-08122300
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 18, 2019 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 03, 2018 | Grant Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Book / Page | 38880 / 362 |
| Prior Transfer Date | Feb 28, 2019 |
| Prior Transfer Doc | 0329590471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 27, 2022 |
| Property Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Document Number | 0388800362 |
| Book / Page | 38880 / 362 |
| Map Reference | LB WMW 3 FO 35 |
| Instrument Date | Jun 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Document Number | 0038880367 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 38880/367 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0350250183 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 35025/183 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 18, 2019 |
| Property Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Document Number | 0329590471 |
| Book / Page | 32959 / 471 |
| Map Reference | MB WMW 3 FO 35 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Document Number | 0032959475 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 32959/475 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 03, 2018 |
| Property Address | 104 CLAY ST, ANNAPOLIS, MD 21401-2407 |
| Document Number | 0325390036 |
| Book / Page | 032539 / 000036 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $207.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 704 GREENBANK RD WILMINGTON DE 198083168, WILMINGTON, DE 19808-3168 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325,267 (+18.45%) | $350,600 (+27.68%) Land $114,900 Building $235,700 | |
| 2024 | $4,310.00 (+9.31%) | ||
| 2023 | $3,943.00 | $274,600 Land $104,900 Building $169,700 | $274,600 Land $104,900 Building $169,700 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 880 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures