104 Clark Lake Rd, Durham, NC 27707 Property Records

Durham County property record for 104 Clark Lake Rd, Durham, NC 27707 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,279 sqft · built 1988
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,778 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0709-07-8188`

Property Details

APN / Parcel Number

Primary APN	`0709-07-8188`
Alternative APNs	`0709-07-81-8808` `070901078270` `140257`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,279 sqft Heated Area
1st Floor Area	1,791 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	070901078270
Street Address	104 CLARK LAKE RD
City	DURHAM
State	NC
Zip	27707-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRATFORD GLEN/SEC:02/LT# 02 PL:000114-000035
Legal Subdivision	STRATFORD GLEN
Legal Block	7
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1004
Census Tract	2033

Owner

Source: Durham County records · APN 0709-07-8188

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	104 CLARK LAKE RD, DURHAM, NC 27707-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 1997
Deed Sale	Jan 01, 1997
Deed Document Number	0001702910
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	104 CLARK LAKE RD, DURHAM, NC 27707-9557
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082820224
Date	Oct 03, 2017
Book Page	8282/224
Instrument	2017034907

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Chapel Hill Town
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,778.00 (+37.21%)	$535,036 (+68.23%) Land $231,000 Building $304,036	$535,036 (+68.23%) Land $231,000 Building $304,036
2023	$4,211.00 (+6.45%)	$318,033 Land $41,611 Building $276,422	$318,033 Land $41,611 Building $276,422
2022	$3,956.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.