104 Circle Dr, Cambridge, IL 61238 Property Records

Henry County property record for 104 Circle Dr, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,152 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-381-002`

Property Details

APN / Parcel Number

Primary APN	`18-07-381-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,152 sqft Total Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 CIRCLE DR
City	CAMBRIDGE
State	IL
Zip	61238-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 REPPERTS SUB VILLAGE OF CAMBRIDGE
Legal Subdivision	REPPERTS SUB
Legal Block	381
Legal Lot Number	7
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5027
Census Tract	30202

Owner

104 Circle Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit BANKORION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000001993
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Apr 27, 2026
Property Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412
Document Number	0000001998
Instrument Date	Apr 23, 2026
Instrument	20261998
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Apr 27, 2026
Property Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412
Document Number	0000001993
Instrument Date	Apr 23, 2026
Instrument	20261993
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CIRCLE DR, CAMBRIDGE, IL 61238-1412

Mortgage

Document Number	0000008257
Date	Dec 17, 2021
Instrument	20-2108257

Lender

Name	BANKORION
Type	Bank
Address	CAMBRIDGE, IL 61238

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 13, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 104 Circle Dr was $2,433 with exemptions applied, down 54.2% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (-54.18%) Homeowner's exemption Senior Citizen's exemption	$74,214 (+4.7%) Land $10,178 Building $64,036	$222,642 (+4.7%) Land $30,534 Building $192,108
2024	$5,310.00	$70,882 Land $9,721 Building $61,161	$212,646 Land $29,163 Building $183,483
2022		$64,304 Land $8,819 Building $55,485	$192,912 Land $26,457 Building $166,455
2021	$4,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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