Torrington City property record for 104 Church St, Torrington, CT 06790
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,191 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $387,500 (Apr 2024) |
| Tax Bill | $8,818 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2024 Sale & Mortgage + 1 more |
| APN | 007900 |
| Primary APN | 007900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,191 sqft Living Area |
| Basement Area | 1,849 sqft |
| Unfinished Basement | 1,849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 7900 |
|---|---|
| Street Address | 104 CHURCH ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-5221 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 310200 |
104 Church St, a duplex, is owned by an individual who bought it in April 2024.
Source: Torrington City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 FAIRLAWN DR, TORRINGTON, CT 06790-5806 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST COMMUNITY BANK |
| Apr 16, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage PRYSMA LENDING GROUP LLC |
| Dec 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage VICTOR M MUSCHELL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on File |
| Deed Sale | Apr 16, 2024 · Amount on File |
| Prior Sale | Dec 14, 2020 · Amount on File |
| Deed Document Number | 2024490862 |
| Deed Book / Page | 1410 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 104 CHURCH ST, TORRINGTON, CT 06790-5221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001370-889 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 1370/889 |
| Instrument | 2022-477251 |
| Name | NORTHWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Apr 16, 2024 |
| Property Address | 104 CHURCH ST, TORRINGTON, CT 06790-5221 |
| Document Number | 001410-480 |
| Book / Page | 1410 / 480 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024-490862 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 FAIRLAWN DR, TORRINGTON, CT 06790-5806 |
| Document Number | 2024490863 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024-490863 |
| Name | PRYSMA LENDING GROUP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Dec 14, 2020 |
| Property Address | 104 CHURCH ST, TORRINGTON, CT 06790-5221 |
| Document Number | 1322-157 |
| Book / Page | 001322 / 000157 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 460908 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | UNKNOWN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 182 BIRGE PARK RD #2 HARWINTON CT 067911909, 2, HARWINTON, CT 06791-1909 |
| Document Number | 1322-159 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 001322/000159 |
| Instrument | 460909 |
| Name | VICTOR M MUSCHELL |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 13, 2030 |
The 2026 property tax bill for 104 Church St was $8,818, down 13% from the year before.
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,818.00 (-12.98%) | $263,550 (-) Land $20,370 Building $243,180 | $407,049 (+120.64%) |
| 2025 | $10,133.00 | $263,550 Land $20,370 Building $243,180 | $184,485 Land $14,259 Building $170,226 |
| 2024 | $10,133.00 (+30.85%) | ||
| 2023 | $7,744.00 (+3.35%) | $161,460 (+1.58%) Land $27,420 Building $134,040 | |
| 2022 | $7,493.00 | $158,950 Land $27,420 Building $131,530 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 104 Church St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 104 Church St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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