104 Chestnut St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 104 Chestnut St, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,456 sqft · built 1889
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Sep 2021)
Tax Bill	$7,806 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00840918`

Property Details

APN / Parcel Number

Primary APN	`09-00840918`
Alternative APN	`00840918`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	446 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00840918
Street Address	104 CHESTNUT ST
City	GAITHERSBURG
State	MD
Zip	20877-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	MEEMS ADD
Legal Subdivision	MEEMS ADD
Legal Block	3
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	700724

Owner

104 Chestnut St is owned and occupied by two individuals who bought it in September 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 CHESTNUT ST, GAITHERSBURG, MD 20877-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Book / Page	64022 / 428
Transfer Doc	0271550617
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 15, 2021
Property Address	104 CHESTNUT ST, GAITHERSBURG, MD 20877-2102
Document Number	0640220428
Book / Page	64022 / 428
Map Reference	MB 2 PL 133
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8362 SALLYPORT ST, 8362, LORTON, VA 22079-4370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 CHESTNUT ST, GAITHERSBURG, MD 20877-2102

Mortgage

Document Number	64022436
Date	Sep 15, 2021
Instrument	64022/436

Lender

Name	MORTGAGE X HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 104 Chestnut St was $7,806, up 16.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,000 (+14.34%) Land $197,900 Building $448,100	$646,000 (-) Land $197,900 Building $448,100
2025	$7,806.00 (+16.56%)	$565,000	$646,000 Land $197,900 Building $448,100
2024	$6,697.00
2023		$403,000 Land $174,700 Building $228,300	$403,000 Land $174,700 Building $228,300
2022	$4,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 104 Chestnut St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20