104 Cherry Laurel Dr, Clayton, NC 27527 Property Records

Johnston County property record for 104 Cherry Laurel Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,776 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Dec 2015)
Tax Bill	$4,852 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Aug 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`05I04095J`

Property Details

APN / Parcel Number

Primary APN	`05I04095J`
Alternative APNs	`2000212363` `2000248898` `2000284973`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,776 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	1,704 sqft
Attic	Attic
Attic Area	880 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000284973
Street Address	104 CHERRY LAUREL DR
City	CLAYTON
State	NC
Zip	27527-6637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 642 LAUREL RIDGE 43/477A
Legal Subdivision	LAUREL RIDGE AT GLEN LAUREL SUBDIVISION
Legal Lot Number	642
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4000
Census Tract	40903

Owner

104 Cherry Laurel Dr is owner-occupied and held in a trust since August 2018.

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 17, 2025	Intrafamily Transfer, Transfer
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 12, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2015 · Amount on File
Deed Sale	Dec 28, 2015 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	2015475464
Deed Book / Page	4700 / 424
Last Transfer Date	Aug 20, 2018
Transfer Doc	0000584778
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009733
Date	Apr 2, 2025
Book Page	DEED6856/204
Instrument	2025009733

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000764539
Date	Aug 10, 2021
Book Page	6014/609
Instrument	2021764539

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Oct 17, 2025
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Document Number	0000032937
Book / Page	DEED6981 / 695
Map Reference	MB 43 PG 477 & 477A
Instrument Date	Oct 3, 2025
Instrument	2025032937
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 6, 2022
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Document Number	0000804415
Book / Page	6228 / 714
Map Reference	MB 43 PG 477&477A
Instrument Date	Apr 6, 2022
Instrument	2022804415
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 WESTMINSTER LN, FUQUAY VARINA, NC 27526-9049

Mortgage

Document Number	0000804416
Date	Apr 6, 2022
Instrument	2022804416

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000546852
Date	Oct 4, 2017
Book Page	5037/0554
Instrument	2017546852

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ZEBULON, NC 27597

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590371
Date	Oct 31, 2018
Book Page	5242/0891
Instrument	2018590371

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000643148
Date	Jan 13, 2020
Book Page	5504/0168
Instrument	2020643148

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632779
Date	Oct 22, 2019
Book Page	5452/0491
Instrument	2019632779

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Sep 12, 2018
Property Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637
Document Number	0000584778
Book / Page	5216 / 0337
Map Reference	MB 43 PG 477&477A
Instrument Date	Aug 20, 2018
Instrument	2018584778
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHERRY LAUREL DR, CLAYTON, NC 27527-6637

Tax Assessment & Valuation

The 2026 property tax bill for 104 Cherry Laurel Dr was $4,852, up 1.3% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,852.00 (+1.27%)	$485,230 (+2.29%) Land $95,000 Building $390,230	$485,230 (+2.29%) Land $95,000 Building $390,230
2025	$4,791.00	$474,380 Land $95,000 Building $379,380	$474,380 Land $95,000 Building $379,380
2023	$4,412.00	$342,050 Land $85,400 Building $256,650	$342,050 Land $85,400 Building $256,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Cherry Laurel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Cherry Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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