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104 Chartwell Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 104 Chartwell Point Rd, Seneca, SC 29672

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,590 sqft · built 1980
Lot Size0.589 acres (25,700 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Dec 1998)
Tax Bill$1,443 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN208-02-03-003

Property Details

APN / Parcel Number

Primary APN208-02-03-003
Alternative APN
  • 25359

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
Basement Area1,386 sqft
Finished Basement1 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Roof MaterialShingle
Lot Area25,700 sqft (0.589 acres)
Lot Dimensions249 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number25359
Old Parcel Number208 02 03 003
Street Address104 CHARTWELL POINT RD
CitySENECA
StateSC
Zip29672-6708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 INDIAN OAKS
Legal SubdivisionINDIAN OAKS
Legal Block3
Legal Lot Number3
JurisdictionOCONEE SC
Township / Civil DivisionSENECA
Census Block Group1
Census Block1036
Census Tract30601

Owner

Source: Oconee County records · APN 208-02-03-003

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 CHARTWELL POINT RD, SENECA, SC 29672-6708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
SC STATE FCU
Oct 31, 2017Deed of Trust, Mortgage · Commercial Mortgage
SOUTH STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 1998 · Amount on Record
Deed SaleDec 14, 1998 · Amount on Record
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address104 CHARTWELL POINT RD, SENECA, SC 29672-6708
Transaction TypeMortgage
Record UpdatedJan 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007906
DateDec 18, 2025
Book Page4764/4
Instrument7906
Lender
NameSC STATE FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 17, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address104 CHARTWELL POINT RD, SENECA, SC 29672-6708
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005508
DateOct 31, 2017
Instrument05508
Lender
NameSOUTH STATE BANK
TypeBank
AddressCOLUMBIA, SC 29202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 20, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,443.00$13,762 (-) Land $5,760 Building $8,002$344,038 (-) Land $144,000 Building $200,038
2023$13,762 Land $5,760 Building $8,002$344,038 Land $144,000 Building $200,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		1,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SENECA
serves 39,772 people
Water SourceSurface water
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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