104 Charlton Rd, Hubert, NC 28539 Property Records

Onslow County property record for 104 Charlton Rd, Hubert, NC 28539

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,024 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$701 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1308H-147`

Property Details

APN / Parcel Number

Primary APN	`1308H-147`
Alternative APNs	`462065000` `046720`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	163 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	462065000
Street Address	104 CHARLTON RD
City	HUBERT
State	NC
Zip	28539-4556
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Description	L1A S2 FOXTRACE POINT S/F 1308 2 QUEENS CREEK DEV
Legal Subdivision	FOXTRACE POINT 2 LOT 1A + B THRU 28A + B
Legal Lot Number	1A
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2803

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CHARLTON RD, HUBERT, NC 28539-4556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020
Deed Sale	Jul 7, 2020
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Book / Page	5206 / 96
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0052060096
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 7, 2020
Property Address	104 CHARLTON RD, HUBERT, NC 28539-4556
Document Number	0052060096
Book / Page	5206 / 96
Map Reference	MB36 PG136 SL J-883
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHARLTON RD, HUBERT, NC 28539-4556

Mortgage

Document Number	0005206100
Date	Jul 7, 2020
Instrument	5206/100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 30, 2018
Property Address	104 CHARLTON RD, HUBERT, NC 28539-4556
Document Number	0048530889
Book / Page	004853 / 000889
Instrument Date	Oct 29, 2018
Transaction Type	Foreclosure
Record Updated	Nov 15, 2018

Transaction

Amount	Amount Recorded
Tax	$8.98
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$701.00	$174,753 (+63.07%) Land $38,000 Building $136,753	$174,753 (+63.07%) Land $38,000 Building $136,753
2025	$701.00	$107,167 (-) Land $20,000 Building $87,167	$107,167 (-) Land $20,000 Building $87,167
2023	$701.00	$107,167 Land $20,000 Building $87,167	$107,167 Land $20,000 Building $87,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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