Burke County property record for 104 Charles Dr, Morganton, NC 28655 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,220 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2018) |
| Tax Bill | $1,133.00 (2025) |
| Primary APN | 1794118634 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,220 sqft Living Area |
| 1st Floor | 1,220 sqft 1st Floor |
| Basement Area | 1,220 sqft Basement |
| Unfinished Basement | 1,220 sqft Unfinished |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 350 sqft Deck |
| Patio Area | 350 sqft Patio |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 104 CHARLES DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 104 CHARLES DR MORGANTON, NC 28655 |
| Legal Subdivision | QUAKER MEADOWS SUBDIVISION |
| Jurisdiction | BURKE NC |
| Minor Civil Division | QUAKER MEADOWS |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 20202 |
Source: Burke County records · APN 1794118634
Assessment roll updated September 25, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CHARLES DR, MORGANTON, NC 28655-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 02, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Apr 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Doc Number | 20182017020563 |
| Deed Book / Page | 2369 / 228 |
| Last Transfer Date | Jul 06, 2022 |
| Transfer Doc | 0026340036 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 13, 2022 |
| Property Address | 104 CHARLES DR, MORGANTON, NC 28655-7016 |
| Document Number | 0026340036 |
| Book / Page | 2634 / 36 |
| Map Reference | MB 4 PG 119 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2021023317 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4683 BURKEMONT RD, MORGANTON, NC 28655-7621 |
| Name | Verified Name |
|---|---|
| Address | 104 CHARLES DR, MORGANTON, NC 28655-7016 |
| Document Number | 2021023318 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2021023318 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 02, 2018 |
| Property Address | 104 CHARLES DR, MORGANTON, NC 28655-7016 |
| Document Number | 0023690228 |
| Book / Page | 2369 / 0228 |
| Map Reference | MB4 PG119 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 2017020563 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0023690231 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 2369/0231 |
| Instrument | 2017020564 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 26, 2018 |
| Property Address | 104 CHARLES DR, MORGANTON, NC 28655-7016 |
| Document Number | 0023440917 |
| Book / Page | 002344 / 000917 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 15329 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $197.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 729 OAKLAND AVENUE EXT MORGANTON NC 286557863, MORGANTON, NC 28655-7863 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,133.00 (-0.35%) | $163,947 (-) Land $16,560 Building $147,387 | $163,947 (-) Land $16,560 Building $147,387 |
| 2023 | $1,137.00 | $163,947 Land $16,560 Building $147,387 | $163,947 Land $16,560 Building $147,387 |
104 Charles Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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