104 Chapman Ln, Moyock, NC 27958 Property Records

Currituck County property record for 104 Chapman Ln, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,126 sqft · built 2019
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$386,500 (Dec 2019)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8061-32-6062`

Property Details

APN / Parcel Number

Primary APN	`8061-32-6062`
Alternative APNs	`039E00000120000` `000153083` `8061-32`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,126 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Pool Area	434 sqft
Patio Area	819 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000153083
Street Address	104 CHAPMAN LN
City	MOYOCK
State	NC
Zip	27958-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 12 TUCKERS COVE PH 1A
Legal Subdivision	TUCKERS COVE
Legal Phase	1A
Legal Lot Number	12
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2002
Census Tract	110301

Owner

104 Chapman Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 27, 2019	Warranty Deed, Construction Loan · Construction Mortgage JEANNE W WHITE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2019347929
Deed Book / Page	1513 / 305
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006

Mortgage

Document Number	0017350561
Date	May 30, 2023
Book Page	1735/561
Instrument	383142

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 18, 2019
Property Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006
Document Number	0015130305
Book / Page	1513 / 305
Map Reference	CAB Q SL 4-7
Instrument Date	Dec 2, 2019
Instrument	347929
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006

Mortgage

Document Number	347930
Date	Dec 18, 2019
Instrument	347930

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 27, 2019
Property Address	104 CHAPMAN LN, MOYOCK, NC 27958-8006
Document Number	0014880642
Book / Page	001488 / 000642
Instrument Date	Jun 24, 2019
Instrument	343888
Transaction Type	Construction Loan
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$134.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 CARATOKE HWY #D MOYOCK NC 279588608, D, MOYOCK, NC 27958-8608

Mortgage

Document Number	14880644
Date	Jun 27, 2019
Book Page	001488/000644
Instrument	343889

Lender

Name	JEANNE W WHITE
Address	1054 OLD DAM NECK RD, VIRGINIA BEACH, VA 23454-5716

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 104 Chapman Ln was $2,906, up 0.3% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (+0.28%)	$424,500 (-) Land $65,300 Building $359,200
2024	$2,898.00 (+10.02%)	$424,500 (-) Land $65,300 Building $359,200
2023	$2,634.00 (+19.78%)	$424,500 (-) Land $65,300 Building $359,200	$424,500 (-) Land $65,300 Building $359,200
2022	$2,199.00	$424,500 Land $65,300 Building $359,200	$424,500 (-) Land $65,300 Building $359,200
2021			$424,500 Land $65,300 Building $359,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Chapman Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	109 (1979–2025)
Claims Outside the SFHA	5 of 109
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Bonnie, Aug 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Chapman Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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