104 Centennial Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 104 Centennial Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1914
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2000)
Tax Bill	$13,626 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00506-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`03-00506-0000-00019`
Alternative APNs	`030050600019` `5984002`

Interior

Stories	2 Stories
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)

Location & Zoning

Account Number	5984002
Street Address	104 CENTENNIAL AVE
City	CRANFORD
State	NJ
Zip	07016-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	506
Legal Lot Number	19
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3001
Census Tract	37200

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CENTENNIAL AVE, CRANFORD, NJ 07016-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2000 · Amount on Record
Deed Sale	Oct 30, 2000 · Amount on Record
Deed Document Number	200087266
Deed Book / Page	5043 / 73
Last Transfer Date	Feb 16, 2001
Transfer Doc	0050880240
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	104 CENTENNIAL AVE, CRANFORD, NJ 07016-3147
Document Number	0143452035
Book / Page	014345 / 002035
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	ISGN RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CENTENNIAL AVE CRANFORD NJ 070163147, CRANFORD, NJ 07016-3147

Mortgage

Document Number	0143452035
Date	Oct 10, 2017
Book Page	014345/002035
Instrument	647421

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,000 (-) Land $64,000 Building $124,000	$188,000 (-) Land $64,000 Building $124,000
2025	$13,626.00 (+6.91%)	$188,000 (-) Land $64,000 Building $124,000	$188,000 (-) Land $64,000 Building $124,000
2024	$12,745.00 (+2.53%)
2023		$188,000 Land $64,000 Building $124,000	$188,000 Land $64,000 Building $124,000
2022	$12,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1983–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20