104 Cedar Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 104 Cedar Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2019)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554289 80.19-2-68`

Property Details

APN / Parcel Number

Primary APN	`554289 80.19-2-68`
Alternative APN	`55428900103 006 081`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,020 sqft Living Area
1st Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 CEDAR LN
City	OSSINING
State	NY
Zip	10562-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BETHRICH HEIGHTS
Legal Block	2
Legal Lot Number	68.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1024
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CEDAR LN, OSSINING, NY 10562-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 12, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 22, 2018	Grant Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	2019591763097
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0580223390
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	104 CEDAR LN, OSSINING, NY 10562-2415
Document Number	0603233970
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 CEDAR LN OSSINING NY 105622415, OSSINING, NY 10562-2415

Mortgage

Document Number	0603233970
Date	Nov 25, 2020
Book Page	060323/003970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 12, 2019
Property Address	104 CEDAR LN, OSSINING, NY 10562-2415
Document Number	0591763097
Book / Page	059176 / 003097
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 CEDAR PL OSSINING NY 105625225, OSSINING, NY 10562-5225

Mortgage

Document Number	591923642
Date	Jul 12, 2019
Book Page	059192/003642

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 22, 2018
Property Address	104 CEDAR LN, OSSINING, NY 10562-2415
Document Number	0580223390
Book / Page	058022 / 003390
Instrument Date	Jan 28, 2018
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CEDAR LN OSSINING NY 105622415, OSSINING, NY 10562-2415

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$697,200 (+11.09%) Land $265,500 Building $431,700	$697,200 (+11.09%) Land $265,500 Building $431,700
2024	Additional exemption filed	$627,600 (+7.78%) Land $205,600 Building $422,000	$627,600 (+7.78%) Land $205,600 Building $422,000
2023		$582,300 Land $205,600 Building $376,700	$582,300 Land $205,600 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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