104 Cedar Bluff Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 104 Cedar Bluff Dr, Harker Heights, TX 76548

Property Summary

Property TypeResidential Vacant Land
Details3,535 sqft · built 2024
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$610,470 (Apr 2024)
Tax Bill$11,027 (2025)
Deeds & MortgagesApr 2024 Construction Loan
Mar 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN0922951450

Property Details

APN / Parcel Number

Primary APN0922951450
Alternative APNs
  • 397754
  • 813245

Interior

Stories2 Stories
Building Area3,535 sqft Living Area
1st Floor Area2,933 sqft
2nd Floor Area602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.59 acres)
Garage Area702 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address104 CEDAR BLUFF DR
CityHARKER HEIGHTS
StateTX
Zip76548-8119
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTHE RIDGE PHASE THREE, BLOCK 010, LOT 0072, ACRES .59
Legal SubdivisionTHE RIDGE PHASE THREE
Legal Block10
Legal Lot Number72
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3032
Census Tract21802

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1524 INDIAN TRL, HARKER HEIGHTS, TX 76548-2221
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Warranty Deed, Construction Loan · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Mar 22, 2024Intrafamily Transfer, Transfer
Aug 22, 2022Warranty Deed, Transfer
FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024 · Amount on Record
Deed SaleApr 9, 2024 · Amount on Record
Prior SaleAug 22, 2022
Deed Document Number202414564
Prior Transfer DateFeb 20, 2024
Prior Transfer Doc0000012040
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateApr 9, 2024
Property Address104 CEDAR BLUFF DR, HARKER HEIGHTS, TX 76548-8119
Document Number0000014564
Map ReferenceCAB A SL 223-D
Instrument DateApr 3, 2024
Instrument2024014564
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2024
Title CompanyAMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TTL CO I

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 W KATHEY RDB, HARKER HEIGHTS, TX 76548

Transferred To (Grantee/Buyer)

NameVerified Name
Address1524 INDIAN TRL, HARKER HEIGHTS, TX 76548-2221

Mortgage

Document Number0000014565
DateApr 9, 2024
Instrument2024014565
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateMar 22, 2024
Property Address104 CEDAR BLUFF DR, HARKER HEIGHTS, TX 76548-8119
Document Number0000012040
Map ReferenceCAB D SL201-D,202-A
Instrument DateFeb 20, 2024
Instrument2024012040
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address502 CANOE DR, HARKER HEIGHTS, TX 76548-7484

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3057, HARKER HEIGHTS, TX 76548-0555

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateAug 22, 2022
Property Address104 CEDAR BLUFF DR, HARKER HEIGHTS, TX 76548-8119
Document Number0000053215
Map ReferenceCAB D SL 201-D
Instrument DateAug 18, 2022
Instrument2022053215
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 LIVE OAK DR, 600, KILLEEN, TX 76541-7274

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 CANOE DR, GATESVILLE, TX 76598-0001

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,027.00 (+616.5%)$79,671 (-8.28%) Land $79,671$79,671 (-8.28%) Land $79,671
2023$1,539.00 (+45.05%)$86,867 Land $86,867$86,867 Land $86,867
2022$1,061.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 42% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Western Broadband
Fixed Wireless
200 / 40
SOS Communications
Fixed Wireless
100 / 20

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