104 Cartwright Ct, Richlands, NC 28574 Property Records

Onslow County property record for 104 Cartwright Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,651 sqft · built 2009
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2019)
Tax Bill	$1,292 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`54A-29`

Property Details

APN / Parcel Number

Primary APN	`54A-29`
Alternative APNs	`490032843` `447056000` `072546`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490032843
Street Address	104 CARTWRIGHT CT
City	RICHLANDS
State	NC
Zip	28574-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L29 COW HORN VILLAGE
Legal Subdivision	COW HORN VILLAGE SUB
Legal Lot Number	29
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2020
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 28, 2019	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Dec 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Book / Page	4890 / 446
Prior Transfer Date	Oct 18, 2011
Prior Transfer Doc	0036680899
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 10, 2026
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Document Number	6632000111
Book / Page	6632 / 111
Instrument Date	Jun 20, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054960432
Date	Jun 22, 2021
Book Page	5496/432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2049

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 18, 2020
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Document Number	0051660432
Book / Page	005166 / 000432
Instrument Date	May 14, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$21.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OLD VENTERS LN HUBERT NC 285393574, HUBERT, NC 28539-3574

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 28, 2019
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Document Number	0048900446
Book / Page	4890 / 446
Map Reference	MB 53 PG 158
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398

Mortgage

Document Number	0004890450
Date	Jan 28, 2019
Instrument	4890/450

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 7, 2018
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Document Number	0048700941
Book / Page	004870 / 000941
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARTWRIGHT CT RICHLANDS NC 285748398, RICHLANDS, NC 28574-8398

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 2, 2017
Property Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398
Document Number	0046820168
Book / Page	4682 / 168
Map Reference	MB53 PG158
Instrument Date	Sep 19, 2017
Instrument	4682-168
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76163 LONG POND LOOP, 76163, YULEE, FL 32097-0617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARTWRIGHT CT, RICHLANDS, NC 28574-8398

Mortgage

Document Number	4682171
Date	Oct 2, 2017
Instrument	4682-171

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,292.00	$275,746 (+39.76%) Land $57,500 Building $218,246	$275,746 (+39.76%) Land $57,500 Building $218,246
2025	$1,292.00	$197,300 (-) Land $35,000 Building $162,300	$197,300 (-) Land $35,000 Building $162,300
2023	$1,292.00	$197,300 Land $35,000 Building $162,300	$197,300 Land $35,000 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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