104 Carmel Dr, Rogue River, OR 97537 Property Records

Jackson County property record for 104 Carmel Dr, Rogue River, OR 97537

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	5 bd · 4 ba · 4,485 sqft · built 2015
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2017)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`354W320000400`

Property Details

APN / Parcel Number

Primary APN	`354W320000400`
Alternative APNs	`354W32400` `10284656`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,485 sqft Gross Area
1st Floor Area	2,640 sqft
2nd Floor Area	1,090 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	104 CARMEL DR
City	ROGUE RIVER
State	OR
Zip	97537-9657
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	FR
Legal Range	04W
Legal Township	35S
Legal Section	32
Legal Subdivision	PARTITION PLAT P-21-2013
Legal Block	3
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	NORTHWEST JACKSON
Census Block Group	3
Census Block	3001
Census Tract	2902

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	20179104
Prior Transfer Date	Nov 6, 2013
Prior Transfer Doc	0000040819
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657

Mortgage

Document Number	0000025018
Date	Dec 6, 2023
Instrument	2023-025018

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047289
Date	Nov 15, 2021
Instrument	2021-047289

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048732
Date	Dec 21, 2020
Instrument	2020-048732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 20, 2017
Property Address	104 CARMEL DR, ROGUE RIVER, OR 97537-9657
Document Number	0000009104
Instrument Date	Mar 20, 2017
Instrument	9104
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 CARMEL DR ROGUE RIVER OR 975379657, ROGUE RIVER, OR 97537-9657

Mortgage

Document Number	9105
Date	Mar 20, 2017
Instrument	9105

Lender

Name	VETERANS ADMN
Address	SALEM, OR 97301-1285

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Rogue River School District 35 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,535 (+27.14%)	$947,800 (+34.38%) Land $203,840 Building $743,960
2025	$3,321.00 (+2.66%)	$323,692 (+3%) Land $76,332 Building $247,360	$705,290 (-8.55%) Land $117,860 Building $587,430
2024	$3,235.00 (+3.29%)	$314,271 (+3%) Land $74,111 Building $240,160	$771,245 (+4.79%) Land $121,805 Building $649,440
2023	$3,132.00 (+2.55%)	$305,121 (+3%) Land $71,941 Building $233,180	$735,975 (+21.83%) Land $127,515 Building $608,460
2022	$3,054.00	$296,244 Land $69,854 Building $226,390	$604,085 Land $145,015 Building $459,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 93% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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