McLennan County property record for 104 Cardinal Ct, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,433 sqft · built 2019 |
| Lot Size | 0.423 acres (18,430 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,101 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140213040007040 |
| Primary APN | 140213040007040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 3,033 sqft |
| 1st Floor Area | 2,433 sqft |
| Flooring | Carpet |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 18,430 sqft (0.423 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 381 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 312091 |
|---|---|
| Street Address | 104 CARDINAL CT |
| City | WACO |
| State | TX |
| Zip | 76708-3770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | KEYS CREEK LOT 4 BLOCK G ACRES .4231 |
| Legal Subdivision | KEYS CREEK |
| Legal Block | G |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4104 |
Source: McLennan County records · APN 140213040007040
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| May 13, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage ALLIANCE BK CTRL TX |
| Jun 29, 2018 | Loan Modification, Mortgage ALLIANCE BK CTRL TX |
| May 26, 2017 | Warranty Deed, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 |
| Deed Sale | Jul 29, 2021 |
| Prior Sale | May 26, 2017 |
| Deed Document Number | 2021029944 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 29, 2021 |
| Property Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Document Number | 0000029944 |
| Map Reference | VOL 596 PG 166 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021029944 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 CARDINAL CT, 104, WACO, TX 76708-3770 |
| Name | Verified Name |
|---|---|
| Address | 9100 ALRK, WOODWAY, TX 76712 |
| Document Number | 0000029945 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021029945 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006912 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 2020006912 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 13, 2019 |
| Property Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Instrument Date | May 09, 2019 |
| Instrument | 15572 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 05, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5718 SHADYWOOD DR WACO TX 767101542, WACO, TX 76710-1542 |
| Document Number | 0000015572 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 15572 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Document Number | 0000023253 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5718 SHADYWOOD DR WACO TX 767101542, WACO, TX 76710-1542 |
| Document Number | 0000023253 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 23253 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 09, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 26, 2017 |
| Property Address | 104 CARDINAL CT, WACO, TX 76708-3770 |
| Document Number | 0000016897 |
| Map Reference | VOL596 PG166 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017016897 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5718 SHADYWOOD DR, WACO, TX 76710-1542 |
| Document Number | 0000016898 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017016898 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 24, 2018 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Bosqueville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,000 (-10.28%) Land $50,680 Building $284,320 | $335,000 (-10.28%) Land $50,680 Building $284,320 | |
| 2024 | $7,101.00 (+0.62%) | ||
| 2023 | $373,400 Land $44,230 Building $329,170 | $373,400 Land $44,230 Building $329,170 | |
| 2022 | $7,057.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Most Recent Claim | May 2024 · river or lake flooding |
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 73 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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