Rensselaer County and Schaghticoke Town property record for 104 Calhoun Dr, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 1993 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Dec 2007) |
| Tax Bill | $6,626 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 50.-1-56 |
| Primary APN | 384289 50.-1-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Upper Floors Area | 542 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 270 ft deep x 110 ft wide |
| Porch | Slab |
| Porch Area | 249 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 104 CALHOUN DR |
|---|---|
| City | TROY |
| State | NY |
| Zip | 12182-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | DERIAN SECT 2 LOT 4 1990/80 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 CALHOUN DR, TROY, NY 12182-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK |
| Jan 3, 2019 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2007 · Amount on Record |
| Deed Sale | Dec 5, 2007 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Book / Page | 4418 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jul 30, 2026 |
| Property Address | 104 CALHOUN DR, TROY, NY 12182-9715 |
| Document Number | 0000674327 |
| Book / Page | 11336 / 1 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026674327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 CALHOUN DR, TROY, NY 12182-9715 |
| Document Number | 0000674327, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 11336/1 |
| Instrument | 2026674327 |
| Name | COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 104 CALHOUN DR, TROY, NY 12182-9715 |
| Document Number | 0000547658 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 CALHOUN DR TROY NY 121829715, TROY, NY 12182-9715 |
| Document Number | 0000547658 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 008767/000156 |
| Instrument | 547658 |
| Name | BERKSHIRE BK |
|---|---|
| Type | Bank |
| Address | PITSSFIELD, MA 01201-1308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 25, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,626.00 (+8.5%) | ||
| 2025 | $6,107.00 (+108.36%) | $44,000 (-) Land $10,100 Building $33,900 | $308,989 (+12.71%) Land $70,927 Building $238,062 |
| 2023 | $44,000 (-) Land $10,100 Building $33,900 | $274,143 (+10.59%) Land $62,928 Building $211,215 | |
| 2022 | $2,931.00 Homeowner's exemption | $44,000 Land $10,100 Building $33,900 | $247,887 Land $56,901 Building $190,986 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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