104 C St, Spiro, OK 74959 Property Records

Le Flore County property record for 104 C St, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1978
Lot Size	0.432 acres (18,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Jun 2018)
Tax Bill	$761 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34494`

Property Details

APN / Parcel Number

Primary APN	`34494`
Alternative APN	`U010-00-003-000-0-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,818 sqft (0.432 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Patio Area	88 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34494
Street Address	104 C ST
City	SPIRO
State	OK
Zip	74959-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPIRO EAST SIDE EST BLK 3 LOTS 39 & 40 B1106 P239 B1810 P170 B1991 P80 B2038 P429
Legal Range	26E
Legal Township	9N
Legal Section	19
Legal Subdivision	EAST SIDE ESTATES
Legal Block	3
Legal Lot Number	39,40
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1013
Census Tract	40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19470 DAISY LN, SPIRO, OK 74959-5030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	20184511
Deed Book / Page	2038 / 429
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0019910080
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	104 C ST, SPIRO, OK 74959-3210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADAMS ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020670432
Date	Apr 4, 2019
Book Page	2067/0432
Instrument	2335

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jun 27, 2018
Property Address	104 C ST, SPIRO, OK 74959-3210
Document Number	0020380429
Book / Page	2038 / 0429
Instrument Date	Jun 21, 2018
Instrument	4511
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19470 DAISY LN, SPIRO, OK 74959-5030

Mortgage

Document Number	0000004512
Date	Jun 27, 2018
Instrument	4512

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,003 (+4.99%) Land $1,155 Building $7,848	$81,846 (-30.56%) Land $10,500 Building $71,346
2025	$761.00 (+7.64%)	$8,575 (+10.26%) Land $1,100 Building $7,475	$117,863 (+66.7%) Land $10,000 Building $107,863
2023	$707.00	$7,777 Land $1,100 Building $6,677	$70,703 Land $10,000 Building $60,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Also Mapped Here	SPIRO EAST WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: 360 Broadband, Wave Rural Connect.

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