104 Brighton Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 104 Brighton Rd, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,643 (2026)
Deeds & Mortgages	Mar 2024 Transfer Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366600 199.19-1-17.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.19-1-17.00`
Alternative APNs	`660019901900010170000000` `480146052` `366824`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Width	366 ft Width

Location & Zoning

Account Number	366824
Street Address	104 BRIGHTON RD
City	WORCESTER
State	NY
Zip	12197-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1048
Census Tract	590702

Owner

104 Brighton Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 BRIGHTON RD, WORCESTER, NY 12197-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 23, 2024
Transfer Doc	0000000209
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 29, 2024
Property Address	104 BRIGHTON RD, WORCESTER, NY 12197-1916
Document Number	0000000209
Instrument Date	Mar 23, 2024
Instrument	2024-1209
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 BRIGHTON RD, WORCESTER, NY 12197-1916

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	104 BRIGHTON RD, WORCESTER, NY 12197-1916
Document Number	0000003613
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BRIGHTON RD WORCESTER NY 121971916, WORCESTER, NY 12197-1916

Mortgage

Document Number	0000003613
Date	Aug 13, 2019
Instrument	3613

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2044

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jan 14, 2019
Property Address	104 BRIGHTON RD, WORCESTER, NY 12197-1916
Document Number	0000000203
Instrument Date	Jan 10, 2019
Instrument	203
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 COUNTY HIGHWAY 36 WORCESTER NY 121975104, WORCESTER, NY 12197-5104

Tax Assessment & Valuation

The 2026 property tax bill for 104 Brighton Rd was $2,643 with a homeowner's exemption, down 23.6% from the year before.

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,643.00 (-23.59%) Homeowner's exemption
2025	$3,459.00	$44,200 Land $5,500 Building $38,700	$107,543 Land $13,382 Building $94,161
2023		$42,500 Land $3,800 Building $38,700	$92,391 Land $8,261 Building $84,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Brighton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Brighton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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