104 Blue Lagoon, Laguna Beach, CA 92651 Property Records

Orange County property record for 104 Blue Lagoon, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,780 sqft · built 2015
Lot Size	0.022 acres (977 sqft)
Owner	Company Name on Record
Last Sale	$3,200,000 (Mar 2016)
Tax Bill	$40,377 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`656-461-40`

Property Details

APN / Parcel Number

Primary APN	`656-461-40`
Alternative APN	`65618340`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	977 sqft (0.022 acres)
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	104 BLUE LAGOON
City	LAGUNA BEACH
State	CA
Zip	92651-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5263 BLK LOT 104 TR 5263 LOT 104(UNIT 104 OF PROJECT LOCATED ON AP
Legal Subdivision	TRACT NO 5263
Legal Tract	5263
Legal Lot Number	104
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4017
Census Tract	62632

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FOUNDATION BANK
Apr 18, 2018	Deed of Trust, Mortgage · ARM FIRST FOUNDATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2016 · Amount on Record
Deed Sale	Mar 11, 2016 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	2016103154
Prior Transfer Date	Aug 30, 2011
Prior Transfer Doc	0000431995
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	104 BLUE LAGOON, LAGUNA BEACH, CA 92651-4217
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780

Mortgage

Document Number	0000702580
Date	Nov 16, 2021
Instrument	2021000702580

Lender

Name	FIRST FOUNDATION BANK
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	104 BLUE LAGOON, LAGUNA BEACH, CA 92651-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138794
Date	Apr 18, 2018
Instrument	2018000138794

Lender

Name	FIRST FOUNDATION BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,863,913 (+2%) Land $3,383,942 Building $479,971
2025	$40,377.00 (+4.6%)	$3,788,150 (+4.04%) Land $3,317,590 Building $470,560
2023	$38,602.00 (+2.26%)	$3,641,052 Land $3,188,763 Building $452,289
2022	$37,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	85 (1979–2026)
Claims Outside the SFHA	34 of 85
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 25 claims Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 15 claims Severe Storms, High Tides & Flooding, Jan 1988 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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