104 Black Birch Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 104 Black Birch Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Under Construction
Details	4 bd · 2 ba · 1,684 sqft · built 1971
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$395,000 (Oct 2023)
Tax Bill	$986 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1941-34-6000-000`

Property Details

APN / Parcel Number

Primary APN	`1941-34-6000-000`
Alternative APNs	`1841613` `1859554`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1859554
Street Address	104 BLACK BIRCH LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8892
Property Category	Other
Property Type	Other > Under Construction
Local Zoning Code	BMR2
Legal Description	WESTRIDGE AA 353
Legal Subdivision	WESTRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1006
Census Tract	921000

Owner

104 Black Birch Ln is owned by a company that bought it in October 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1588 ASTOR AVE, BRONX, NY 10469-6425
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NP INC
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	2023735502
Deed Book / Page	2356 / 486
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 18, 2023
Property Address	104 BLACK BIRCH LN, BEECH MOUNTAIN, NC 28604-8892
Document Number	0023560486
Book / Page	2356 / 486
Map Reference	MB 5 PG 40
Instrument Date	Oct 11, 2023
Instrument	735502
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 ASTOR AVE, BRONX, NY 10469-6425

Mortgage

Document Number	0000735503
Date	Oct 18, 2023
Instrument	735503

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 6, 2021
Property Address	104 BLACK BIRCH LN, BEECH MOUNTAIN, NC 28604-8892
Document Number	0022100624
Book / Page	2210 / 624
Map Reference	MB 5 PG 40
Instrument Date	Jul 21, 2021
Instrument	709671
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1122, ANGEL FIRE, NM 87710-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21964 CRICKLEWOOD TER, BOCA RATON, FL 33428-3053

Mortgage

Document Number	0000709672
Date	Aug 6, 2021
Instrument	709672

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	104 BLACK BIRCH LN, BEECH MOUNTAIN, NC 28604-8892
Document Number	0019280270
Book / Page	001928 / 000270
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 POPLAR DR BEECH MOUNTAIN NC 286048190, BEECH MOUNTAIN, NC 28604-8190

Mortgage

Document Number	0019280270
Date	Jul 14, 2017
Book Page	001928/000270
Instrument	660116

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Black Birch Ln was $986.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,000 (-) Land $17,200 Building $256,800
2025	$986.00	$274,000 Land $17,200 Building $256,800
2024			$274,000 Land $17,200 Building $256,800
2023		$274,000 Land $17,200 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Black Birch Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Black Birch Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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