104 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 104 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,450 sqft · built 2006
Lot Size	0.139 acres (6,074 sqft)
Owner	Individual Name on Record
Last Sale	$234,100 (Nov 2019)
Tax Bill	$2,410 (2023)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411200D02600000`

Property Details

APN / Parcel Number

Primary APN	`1G0411200D02600000`
Alternative APNs	`000000119663` `000000239226` `119663`

Interior

Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	1,408 sqft
2nd Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	6,074 sqft (0.139 acres)
Lot Dimensions	104 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	955 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 BISON LN
City	CIBOLO
State	TX
Zip	78108-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #2 BLOCK D LOT 26 0.1394 AC
Legal Subdivision	BUFFALO CROSSING #2
Legal Tract	26
Legal Block	D
Legal Lot Number	26
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2003
Census Tract	210718

Owner

Source: Guadalupe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 BISON LN, CIBOLO, TX 78108-3763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2019	Warranty Deed, Transfer · VA Mortgage INTERLINC MTG
May 14, 2018	Loan Modification, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	201999026691
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0099026691
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Oct 8, 2026
Property Address	104 BISON LN, CIBOLO, TX 78108-3763
Document Number	0000027196
Instrument Date	Sep 28, 2026
Instrument	202627196
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027196,
Date	Oct 8, 2026
Instrument	202627196

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	104 BISON LN, CIBOLO, TX 78108-3763
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099041093
Date	Dec 1, 2021
Instrument	202199041093

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 19, 2019
Property Address	104 BISON LN, CIBOLO, TX 78108-3763
Document Number	0000026691
Instrument Date	Nov 18, 2019
Instrument	26691
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BISON LN CIBOLO TX 781083763, CIBOLO, TX 78108-3763

Mortgage

Document Number	26692
Date	Nov 19, 2019
Instrument	26692

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	104 BISON LN, CIBOLO, TX 78108-3763
Document Number	0000012079
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BISON LN CIBOLO TX 781083763, CIBOLO, TX 78108-3763

Mortgage

Document Number	0000012079
Date	Jun 5, 2018
Instrument	12079

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,447 (+6.46%) Land $56,221 Building $254,226	$310,447 (+6.46%) Land $56,221 Building $254,226
2025		$291,611 (-20.76%) Land $38,212 Building $253,399	$291,611 (-20.76%) Land $38,212 Building $253,399
2023	$2,410.00 (+69.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$367,995 Land $51,755 Building $316,240	$367,995 Land $51,755 Building $316,240
2022	$1,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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