104 Birch Ave NW, Saint Michael, MN 55376 Property Records

Wright County property record for 104 Birch Ave NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,335 sqft · built 1999
Lot Size	0.324 acres (14,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Aug 2025)
Tax Bill	$4,808 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114-080-001200`

Property Details

APN / Parcel Number

Primary APN	`114-080-001200`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,335 sqft Living Area
1st Floor Area	1,217 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,135 sqft (0.324 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	104 BIRCH AVE NW
City	SAINT MICHAEL
State	MN
Zip	55376-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 NATURES VIEW LOT-020 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	NATURES VIEW
Legal Block	1
Legal Lot Number	20
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2014
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage SERVION INC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 7, 2020	Quit Claim Deed, Transfer TITLE MARK
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20251582352
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0001418179
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 1, 2025
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Document Number	00A1582352
Instrument Date	Aug 1, 2025
Instrument	A1582352
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060

Mortgage

Document Number	00A1582353
Date	Aug 1, 2025
Instrument	A1582353

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 15, 2022
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Document Number	00A1522817
Instrument Date	Nov 18, 2022
Instrument	A1522817
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	BURNETT TITLE, BURNET TITLE MN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060

Mortgage

Document Number	00A1522818
Date	Dec 15, 2022
Instrument	A1522818

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001456197
Date	Jan 25, 2021
Instrument	1456197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001371393
Date	Jun 1, 2018
Instrument	1371393

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 7, 2020
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Document Number	0001418179
Instrument Date	Jan 31, 2020
Instrument	1418179
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	TITLE MARK

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 BIRCH AVE NW ST MICHAEL MN 553761060, ST MICHAEL, MN 55376-1060

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 5, 2019
Property Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060
Document Number	0001410168
Instrument Date	Nov 1, 2019
Instrument	1410168
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1060

Mortgage

Document Number	0001410169
Date	Nov 5, 2019
Instrument	1410169

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,808.00 (+5.12%)	$420,600 (+1.37%) Land $105,000 Building $315,600	$420,600 (+1.37%) Land $105,000 Building $315,600
2025	$4,574.00 (+2.42%)	$414,900 (-3.24%) Land $107,000 Building $307,900	$414,900 (-3.24%) Land $107,000 Building $307,900
2023	$4,466.00 (+2.43%)	$428,800 Land $105,900 Building $322,900	$428,800 Land $105,900 Building $322,900
2022	$4,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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