104 Big Cypress Ct, Rincon, GA 31326 Property Records

Effingham County property record for 104 Big Cypress Ct, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,962 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$392,900 (Jun 2022)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Jan 2025 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0414A-101-000`

Property Details

APN / Parcel Number

Primary APN	`0414A-101-000`
Alternative APNs	`00900094000` `0414A101` `31427`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,962 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31427
Street Address	104 BIG CYPRESS CT
City	RINCON
State	GA
Zip	31326-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.194 LOT 101 (OUT 414-13) PLT 29/155
Legal Subdivision	BLANDFORD CROSSING
Legal Phase	2
Legal Lot Number	101
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4021
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 BIG CYPRESS CT, RINCON, GA 31326-9397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 31, 2022	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANKSOUTH MORTGAGE
May 31, 2022	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	20221610
Deed Book / Page	2790 / 784
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	104 BIG CYPRESS CT, RINCON, GA 31326-9397
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BIG CYPRESS CT, RINCON, GA 31326-9397

Mortgage

Document Number	0000002952/0000000976
Date	Jan 23, 2025
Book Page	0000002952/0000000976
Instrument	D2025-000517

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

May 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 31, 2022
Property Address	104 BIG CYPRESS CT, RINCON, GA 31326-9397
Document Number	002790/784
Book / Page	2790 / 784
Instrument Date	May 31, 2022
Instrument	2022-001610
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CYPRESS DR # BIG, BIG, RINCON, GA 31326-5102

Mortgage

Document Number	0000002790/0000000787
Date	Jun 20, 2022
Book Page	0000002790/0000000787
Instrument	006129

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 31, 2022
Property Address	104 BIG CYPRESS CT, RINCON, GA 31326-9397
Document Number	002790/784
Book / Page	2790 / 784
Instrument Date	May 31, 2022
Instrument	2022-001610
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CYPRESS DR # BIG, BIG, RINCON, GA 31326-5102

Mortgage

Document Number	0000006129
Date	May 31, 2022
Instrument	006129

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,075 (-5.33%) Land $22,800 Building $131,275	$385,188 (-5.33%) Land $57,000 Building $328,188
2025	$4,510.00 (+8.21%) Homeowner's exemption	$162,750 (-3.55%) Land $22,800 Building $139,950	$406,874 (-3.55%) Land $57,000 Building $349,874
2024	$4,168.00 (+674.72%) Homeowner's exemption	$168,740 (+788.11%) Land $22,800 Building $145,940	$421,850 (+788.11%) Land $57,000 Building $364,850
2022	$538.00	$19,000 Land $19,000	$47,500 Land $47,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Planters Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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