104 Bertsch Ln, Moorefield, WV 26836 Property Records

Hardy County property record for 104 Bertsch Ln, Moorefield, WV 26836

Property Summary

Property Type	Mobile Home
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$75,020 (Nov 2021)
Tax Bill	$359 (2026)
Deeds & Mortgages	Jun 2022 Refinance Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-322-0033.0001`

Property Details

APN / Parcel Number

Primary APN	`05-322-0033.0001`
Alternative APN	`16-05-322-0033.0001`

Exterior

Architectural Style	Mobile Home
Lot Area	80,150 sqft (1.84 acres)
Terrain	Rolling
View / Lot	High Traffic Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	104 BERTSCH LN
City	MOOREFIELD
State	WV
Zip	26836-8276
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.84 AC OFF RIG RD VANDERBILT MORTG
Legal Subdivision	PRIVATE ACCESS ROAD
Jurisdiction	HARDY WV
Township / Civil Division	SOUTH FORK
Census Block Group	1
Census Block	1037
Census Tract	970300

Owner

104 Bertsch Ln, a mobile home, is owned and occupied by two individuals who bought it in November 2021.

Source: Hardy County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 BERTSCH LN, MOOREFIELD, WV 26836-8276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VANDERBILT MORTGAGE & FINANCE INC
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 11, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	2021225797
Deed Book / Page	361 / 592
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	000292/529
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	104 BERTSCH LN, MOOREFIELD, WV 26836-8276
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000340/727
Date	Jun 22, 2022
Book Page	340/727
Instrument	228769

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	265 Months
Due	Jul 1, 2044

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDY WV
Recording Date	Nov 10, 2021
Property Address	104 BERTSCH LN, MOOREFIELD, WV 26836-8276
Document Number	000361/592
Book / Page	361 / 592
Instrument Date	Oct 14, 2021
Instrument	225797
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BERTSCH LN, MOOREFIELD, WV 26836-8276

Mortgage

Document Number	0000225798
Date	Nov 10, 2021
Instrument	225798

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	HARDY WV
Recording Date	Mar 11, 2021
Property Address	104 BERTSCH LN, MOOREFIELD, WV 26836-8276
Document Number	000357/889
Book / Page	357 / 889
Instrument Date	Mar 9, 2021
Instrument	222259
Transaction Type	Foreclosure
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 104 Bertsch Ln was $359, down 2.2% from the year before.

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$359.00 (-2.18%)	$46,800 (-2.01%) Land $14,640 Building $32,160	$78,000 (-2.01%) Land $24,400 Building $53,600
2025	$367.00	$47,760 Land $14,640 Building $33,120	$79,600 Land $24,400 Building $55,200
2023	$345.00 (-2.54%)	$44,760 (-1.71%) Land $14,640 Building $30,120	$74,600 (-1.71%) Land $24,400 Building $50,200
2022	$354.00	$45,540 Land $14,640 Building $30,900	$75,900 Land $24,400 Building $51,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Bertsch Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Bertsch Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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