Somerset County and Bernards Township property record for 104 Bernard Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 4,583 sqft · built 1995 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $609,287 (Oct 1995) |
| Tax Bill | $28,372 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-08102-0000-00002 |
| Primary APN | 02-08102-0000-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 4,583 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Old Parcel Number | 0200162000000099 |
|---|---|
| Street Address | 104 BERNARD DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC4 |
| Legal Description | ADDITIONAL LOTS: CUSTOM |
| Legal Subdivision | SHERBROOK/BERNARDS 02 PH 05 |
| Legal Block | 8102 |
| Legal Lot Number | 2 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 54100 |
104 Bernard Dr is owned and occupied by two individuals who bought it in October 1995.
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BERNARD DR, BASKING RIDGE, NJ 07920-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1995 · Amount on File |
| Deed Sale | Oct 31, 1995 · Amount on File |
| Deed Book / Page | 2032 / 528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 104 BERNARD DR, BASKING RIDGE, NJ 07920-2837 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033087 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 7346/3103 |
| Instrument | 2021033087 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 104 Bernard Dr was $28,372, up 4.2% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778,200 (+5.79%) Land $483,600 Building $1,294,600 | $1,778,200 (+5.79%) Land $483,600 Building $1,294,600 | |
| 2025 | $28,372.00 (+4.24%) | $1,680,800 Land $483,600 Building $1,197,200 | $1,680,800 Land $483,600 Building $1,197,200 |
| 2024 | $27,218.00 | ||
| 2023 | $1,388,500 Land $407,000 Building $981,500 | $1,388,500 Land $407,000 Building $981,500 | |
| 2022 | $26,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Bernard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Bernard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
May also be available: T-Mobile.
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