Franklin County property record for 104 Bennett St, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 895 sqft · built 1950 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jul 2018) |
| Tax Bill | $581 (2022) |
| Deeds & Mortgages | Jul 2025 Mortgage Feb 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026056O F 00601 |
| Primary APN | 026056O F 00601 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 150 ft deep x 72 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 253 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 BENNETT ST |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20 TERRILLS ADD, COUNTY AREA: D04 |
| Legal Subdivision | HOLLADAY |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3083 |
| Census Tract | 960100 |
Source: Franklin County records · APN 026056O F 00601
Assessment roll updated January 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2025 | Intrafamily Transfer, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK |
| Feb 01, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS COMMUNITY BANK |
| Jan 04, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 01, 2017 | Loan Modification, Mortgage CITIZENS CMNTY BK |
| Apr 14, 2017 | Loan Modification, Mortgage · Conventional with PMI CITIZENS CMNTY BK |
| Jan 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Document Number | 20184669 |
| Deed Book / Page | 430 / 94 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0000000040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 17, 2025 |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0025004724 |
| Book / Page | D497 / 1 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 25004724 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | UNKNOWN, SOUTHERN TENNESSEE T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0025004725 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 25004725 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Feb 01, 2022 |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0022000933 |
| Book / Page | D0463 / 206 |
| Map Reference | MB 53 PG 504 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 22000933 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | UNKNOWN, SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0022000934 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 22000934 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 25, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jan 04, 2021 |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0000000040 |
| Book / Page | 000450 / 000431 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1110 KASSERNAB SWITCH RD BELVIDERE TN 37306, BELVIDERE, TN 37306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jan 24, 2018 |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0000000531 |
| Book / Page | 000425 / 000473 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 531 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0000004622 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000004622 |
|---|---|
| Date | Aug 02, 2017 |
| Book Page | 001225/000625 |
| Instrument | 4622 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Aug 01, 2018 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0000002324 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000002324 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 001215/000425 |
| Instrument | 2324 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 19, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jan 30, 2017 |
| Property Address | 104 BENNETT ST, DECHERD, TN 37324-3049 |
| Document Number | 0017000529 |
| Book / Page | D417 / 495 |
| Instrument Date | Jan 15, 2017 |
| Instrument | 17000529 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 1ST AVE NW, WINCHESTER, TN 37398-1644 |
| Document Number | 0000000530 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | T1208/113 |
| Instrument | 17000530 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Decherd City |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,325 (-) Land $2,225 Building $20,100 | ||
| 2023 | $22,325 Land $2,225 Building $20,100 | ||
| 2022 | $581.00 | $89,300 Land $8,900 Building $80,400 |
Source: FEMA National Flood Hazard Layer, Franklin County (47051C), as of April 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470519601003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Feb 1997 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000187, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DECHERD WATER DEPT serves 4,809 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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