Hampden County and Palmer Town City property record for 104 Beech St, Palmer, MA 01069 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 952 sqft · built 1997 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2019) |
| Tax Bill | $8,296 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:75 B:10 L:6 |
| Primary APN | PALM M:75 B:10 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Gross Area | 3,712 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 104 BEECH ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-2194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 810100 |
Source: Hampden County and Palmer Town City records · APN PALM M:75 B:10 L:6
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BEECH ST, PALMER, MA 01069-2194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Feb 13, 2018 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Dec 20, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LUSO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Document Number | 201975613 |
| Deed Book / Page | 23010 / 472 |
| Transfer Doc | 0000015542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 104 BEECH ST, PALMER, MA 01069-2194 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023757-573 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 23757/573 |
| Instrument | 16772 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 104 BEECH ST, PALMER, MA 01069-2194 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22060-238 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 22060/238 |
| Instrument | 7987 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Dec 20, 2019 |
| Property Address | 104 BEECH ST, PALMER, MA 01069-2194 |
| Document Number | 23010-472 |
| Book / Page | 23010 / 472 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 75613 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 PINEY LN, LUDLOW, MA 01056-1637 |
| Document Number | 75614 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 75614 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,296.00 (+0.99%) | $457,100 (+3.89%) Land $178,600 Building $278,500 | $492,575 (+7.86%) |
| 2024 | $8,215.00 (-18.17%) | $440,000 (-14.79%) Land $186,900 Building $253,100 | $456,665 |
| 2023 | $10,039.00 | $516,400 Land $291,100 Building $225,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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