104 Beech Rd, Finley, TN 38030 Property Records

Dyer County property record for 104 Beech Rd, Finley, TN 38030

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1980
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2023)
Tax Bill	$530 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023086N C 02101`

Property Details

APN / Parcel Number

Primary APN	`023086N C 02101`
Alternative APN	`086N C 02101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	95 ft deep x 70 ft wide

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	104 BEECH RD
City	FINLEY
State	TN
Zip	38030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, PLAT BOOK: A, PLAT PAGE: 137B
Legal Subdivision	PART/LUCRETIA B PRICHARD
Jurisdiction	DYER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	964800

Owner

104 Beech Rd is owned and occupied by an individual who bought it in August 2023.

Source: Dyer County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 BEECH RD, FINLEY, TN 38030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY BK/HEARTLAND
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	0010371770
Deed Book / Page	1037 / 1770
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DYER TN
Recording Date	Aug 11, 2023
Property Address	104 BEECH RD, FINLEY, TN 38030
Document Number	0010371770
Book / Page	1037 / 1770
Instrument Date	Aug 11, 2023
Instrument	20233279
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 BEECH RD, FINLEY, TN 38030

Mortgage

Document Number	0020233280
Date	Aug 11, 2023
Instrument	20233280

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Property Address	104 BEECH RD, FINLEY, TN 38030
Document Number	944412
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242 FINLEY TN 380300242, FINLEY, TN 38030-0242

Mortgage

Document Number	944412
Date	Apr 29, 2020
Book Page	000944/000412
Instrument	1683

Lender

Name	FIRST CMNTY BK/HEARTLAND
Address	MARTIN, TN 38237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Property Address	104 BEECH RD, FINLEY, TN 38030
Document Number	916196
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BEECH ST FINLEY TN 38030, FINLEY, TN 38030

Mortgage

Document Number	916196
Date	Jan 30, 2019
Book Page	000916/000196
Instrument	341

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 29, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 104 Beech Rd was $530.

Source: Dyer County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dyer County
Unified School District	Dyer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00	$30,100 Land $775 Building $29,325	$120,400 Land $3,100 Building $117,300
2023		$13,650 (-) Land $800 Building $12,850
2022	$324.00	$13,650 Land $800 Building $12,850
2021			$54,600 (-) Land $3,200 Building $51,400
2020			$54,600 Land $3,200 Building $51,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Beech Rd in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	42 (1997–2011)
Claims Outside the SFHA	7 of 42
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Beech Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYERSBURG SUBURBAN C.U.D. serves 3,538 people · EPA ID TN0000212
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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