104 Beach Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 104 Beach Ave, Larchmont, NY 10538

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 4,426 sqft · built 1890
Lot Size0.34 acres (14,810 sqft)
Owner2 Company Names on Record
Last Sale$3,770,000 (Aug 2020)
Tax Bill$89,243 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Jan 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN553201 7-9-708

Property Details

APN / Parcel Number

Primary APN553201 7-9-708
Alternative APNs
  • 320100700907080000000000
  • 450200

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area4,426 sqft Living Area
1st Floor Area2,250 sqft
2nd Floor Area1,620 sqft
Upper Floors Area556 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area988 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number450200
Street Address104 BEACH AVE
CityLARCHMONT
StateNY
Zip10538-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionWOODBINE PARK
Legal Block708
JurisdictionWESTCHESTER NY
Township / Civil DivisionMAMARONECK
Census Block Group3
Census Block3007
Census Tract7100

Owner

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address104 BEACH AVE, LARCHMONT, NY 10538-3507
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 10, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 21, 2020Grant Deed, Transfer
THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC
Jan 16, 2020Loan Modification, Mortgage
BANK OF AMERICA
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleJul 3, 2013 · Amount on Record
Deed Document Number2020602223035
Prior Transfer DateSep 13, 1996
Prior Transfer Doc1160000334
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0612153404
DateAug 4, 2021
Instrument612153404
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term343 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0580093528
DateJan 10, 2018
Instrument580093528
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 21, 2020
Property Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Document Number0602223035
Book / Page060222 / 003035
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedSep 7, 2020
Title CompanyTHOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$15,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 MONROE PL #1 BROOKLYN NY 112012633, 1, BROOKLYN, NY 11201-2633

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Document Number0600363325
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 BEACH AVE LARCHMONT NY 105383507, LARCHMONT, NY 10538-3507

Mortgage

Document Number0600363325
DateFeb 5, 2020
Book Page060036/003325
Lender
NameBANK OF AMERICA
TypeBank
Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address104 BEACH AVE, LARCHMONT, NY 10538-3507
Document Number0600363324
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 BEACH AVE LARCHMONT NY 105383507, LARCHMONT, NY 10538-3507

Mortgage

Document Number0600363324
DateFeb 5, 2020
Book Page060036/003324
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMamaroneck Town
MunicipalityLarchmont Village
Unified School DistrictMamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,243.00 (+20.35%)
2025$74,153.00$4,326,000 (-2.46%) Land $540,000 Building $3,786,000$4,326,000 (-2.46%) Land $540,000 Building $3,786,000
2024$4,435,000 (+8.99%) Land $540,000 Building $3,895,000$4,435,000 (+8.99%) Land $540,000 Building $3,895,000
2023$4,069,000 Land $540,000 Building $3,529,000$4,069,000 Land $540,000 Building $3,529,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Nearby Flood Policies61 in force
Nearby Flood Claims60 (1992–2024)
Claims Outside the SFHA21 of 60
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Sandy, Oct 2012 · 13 claims
  • Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLARCHMONT VILLAGE
serves 6,485 people · EPA ID NY5903433
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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