104 Bayside Dr, New Bern, NC 28560 Property Records

Craven County property record for 104 Bayside Dr, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,131 sqft · built 2019
Lot Size0.224 acres (9,773 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Apr 2023)
Tax Bill$2,926 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN2-036-2-054

Property Details

APN / Parcel Number

Primary APN2-036-2-054
Alternative APNs
  • 134856
  • 121047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,131 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area9,773 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number121047
Street Address104 BAYSIDE DR
CityNEW BERN
StateNC
Zip28560-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 RIVERSHORE - PUD SEC 1
Legal SubdivisionFINAL PLAT RIVERSHORE PUD SECTION ONE
Legal Lot Number54
JurisdictionCRAVEN NC
Township / Civil Division2
Census Block Group1
Census Block1055
Census Tract960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 BAYSIDE DR, NEW BERN, NC 28560-5002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Sep 23, 2020Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleAug 17, 2021 · Amount on Record
Deed Document Number202310111061
Deed Book / Page3760 / 335
Prior Transfer DateSep 23, 2020
Prior Transfer Doc03631/1900
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateApr 6, 2023
Property Address104 BAYSIDE DR, NEW BERN, NC 28560-5002
Document Number003760/335
Book / Page3760 / 335
Map ReferenceCAB 1 SL 23G&23H
Instrument DateApr 4, 2023
Instrument10111061
Transaction TypeTransfer
Record UpdatedApr 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 BAYSIDE DR, NEW BERN, NC 28560-5002

Mortgage

Document Number0003760338
DateApr 6, 2023
Instrument3760/338
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateAug 17, 2021
Property Address104 BAYSIDE DR, NEW BERN, NC 28560-5002
Document Number03685/1198
Book / Page3685 / 1198
Map ReferenceCAB I SL 23G&23H
Instrument DateAug 13, 2021
Instrument10081560
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 BAYSIDE DR, NEW BERN, NC 28560-5002

Mortgage

Document Number0036851201
DateAug 17, 2021
Instrument3685/1201
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.15%
Type Change DateSep 1, 2026
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

September 2020: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCRAVEN NC
Recording DateSep 23, 2020
Property Address104 BAYSIDE DR, NEW BERN, NC 28560-5002
Document Number03631/1900
Book / Page3631 / 1900
Map ReferenceMB 3566 PG 1286
Instrument DateSep 23, 2020
Instrument10061649
Transaction TypeForeclosure
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
Tax$547.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 LENNOXVILLE RD, BEAUFORT, NC 28516-9020

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,926.00 (+3.5%)$330,050 (-) Land $50,000 Building $280,050$330,050 (-) Land $50,000 Building $280,050
2025$2,827.00 (+1.62%)$330,050 (-) Land $50,000 Building $280,050$330,050 (-) Land $50,000 Building $280,050
2023$2,782.00 (-1.87%)$330,050 (+23.93%) Land $50,000 Building $280,050$330,050 (+23.93%) Land $50,000 Building $280,050
2022$2,835.00$266,310 Land $75,000 Building $191,310
2018$266,310 Land $75,000 Building $191,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 393 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies417 units insured
incl. 24 condo units
Nearby Flood Claims446 (1982–2018)
Claims Outside the SFHA9 of 446
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 253 claims
  • Hurricane Irene, Aug 2011 · 94 claims
  • Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIRST CRAVEN SANITARY DISTRICT
serves 6,325 people · EPA ID NC0425040
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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