104 Bayside Dr, Moyock, NC 27958 Property Records

Currituck County property record for 104 Bayside Dr, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,126 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2022)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8070-40-7336`

Property Details

APN / Parcel Number

Primary APN	`8070-40-7336`
Alternative APNs	`050B00000880000` `000163977` `8070-40`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,126 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000163977
Street Address	104 BAYSIDE DR
City	MOYOCK
State	NC
Zip	27958-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 88 PHASE 2 RIVERSEDGE
Legal Subdivision	RIVERSEDGE
Legal Phase	2
Legal Lot Number	88
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2015
Census Tract	110301

Owner

104 Bayside Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Currituck County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 12, 2022	Warranty Deed, Transfer · FHA Mortgage CBM MORTGAGE INC
Oct 25, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	2022375806
Deed Book / Page	1694 / 156
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Jul 14, 2026
Property Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Document Number	0000404290
Book / Page	1865 / 171
Instrument Date	Jul 6, 2026
Instrument	2026404290
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056

Mortgage

Document Number	0000404290,
Date	Jul 14, 2026
Book Page	1865/171
Instrument	2026404290

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jun 1, 2052

Interest

Rate	6.48%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056

Mortgage

Document Number	0017130755
Date	Oct 20, 2022
Book Page	1713/755
Instrument	379337

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056

Mortgage

Document Number	0017450326
Date	Sep 1, 2023
Book Page	1745/326
Instrument	384830

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 12, 2022
Property Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Document Number	0016940156
Book / Page	1694 / 156
Map Reference	CAB H SL 231-236
Instrument Date	May 9, 2022
Instrument	375806
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SHEBA CTOT, SHAWBORO, NC 27973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056

Mortgage

Document Number	0000375807
Date	May 12, 2022
Instrument	375807

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 25, 2019
Property Address	104 BAYSIDE DR, MOYOCK, NC 27958-9056
Document Number	0015040540
Book / Page	001504 / 000540
Instrument Date	Oct 23, 2019
Instrument	346568
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAYSIDE DR MOYOCK NC 279589056, MOYOCK, NC 27958-9056

Mortgage

Document Number	15040542
Date	Oct 25, 2019
Book Page	001504/000542
Instrument	346569

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 104 Bayside Dr was $2,352, up 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (+0.38%)	$334,800 (-) Land $57,000 Building $277,800
2024	$2,343.00 (+9.85%)	$334,800 (-) Land $57,000 Building $277,800
2023	$2,133.00 (+20.58%)	$334,800 (+1.39%) Land $57,000 Building $277,800	$334,800 (+1.39%) Land $57,000 Building $277,800
2022	$1,769.00	$330,200 Land $57,000 Building $273,200	$330,200 (-1.37%) Land $57,000 Building $273,200
2021			$334,800 Land $57,000 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Bayside Dr in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	109 (1979–2025)
Claims Outside the SFHA	5 of 109
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Bonnie, Aug 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Bayside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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