104 Bay Rd, Naples, FL 34102 Property Records

Collier County property record for 104 Bay Rd, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,439 sqft · built 1990
Lot Size	1.1 acres (47,916 sqft)
Owner	Owner Name on File
Tax Bill	$113,818 (2025)
Flood Zone	Zone X (minimal risk)
APN	`148000 130 05A21`

Property Details

APN / Parcel Number

Primary APN	`148000 130 05A21`
Alternative APN	`20765320209`

Interior

Stories	1 Story
Building Area	3,439 sqft Living Area
Gross Area	5,839 sqft
1st Floor Area	3,439 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	181 ft deep x 132 ft wide
Pool Area	280 sqft
Deck Area	415 sqft

Location & Zoning

Account Number	148000 130 05A21
Street Address	104 BAY RD
City	NAPLES
State	FL
Zip	34102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	UNPLATTED LANDS CITY OF NAPLES COMM AT NE CNR BLK D, BEACH ESTATES, UNIT 2, ALG S R/W LI OF BAY RD, W 30FT TO POB, CONT ALG S
Legal Range	25
Legal Township	50
Legal Section	21
Legal Subdivision	UNPLATTED LANDS NAPLES
Legal Tract	C,B
Legal Block	130
Legal Lot Number	000
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	500

Owner

Source: Collier County records · APN 148000 130 05A21

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1001 LIBERTY AVE STE 720, 720, PITTSBURGH, PA 15222-3714

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2006
Deed Sale	Mar 17, 2006
Prior Sale	Feb 28, 2005
Deed Document Number	0004000766
Deed Book / Page	4000 / 766
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113,818.00 (-10.6%)	$11,441,310 (+44.54%)	$13,855,715 (-32.45%) Land $10,878,065 Building $2,977,650
2023	$127,308.00 (-4.51%)	$7,915,766 (-10.18%)	$20,510,825 (+6.1%) Land $20,484,090 Building $26,735
2022	$133,322.00	$8,813,006	$19,331,051 Land $17,609,130 Building $1,721,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 491 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	491 in force
Nearby Flood Claims	504 (1979–2024)
Claims Outside the SFHA	12 of 504
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 146 claims Hurricane Ian, Sep 2022 · 155 claims Hurricane Irma, Sep 2017 · 60 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.