104 Bay Ave, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 104 Bay Ave, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,323 sqft · built 1865
Lot Size	0.344 acres (14,993 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2017)
Tax Bill	$11,104 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-00283-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`13-00283-0000-00022`
Alternative APNs	`130028300022` `00026022`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,323 sqft Living Area
Gross Area	3,743 sqft
Basement Area	420 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,993 sqft (0.344 acres)
Lot Width	87 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00026022
Street Address	104 BAY AVE
City	FORKED RIVER
State	NJ
Zip	08731-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	87 X IRR
Legal Subdivision	TOWNSHIP/LACEY
Legal Block	283
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1012
Census Tract	732103

Owner

104 Bay Ave is owned and occupied by two individuals who bought it in March 2017.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 BAY AVE, FORKED RIVER, NJ 08731-4327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVESHAM MORTGAGE LLC
Mar 17, 2017	Grant Deed, Transfer · Conventional Mortgage EVESHAM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Prior Sale	Jun 11, 2010 · Amount on File
Deed Document Number	201728212
Prior Transfer Date	Jun 3, 2010
Prior Transfer Doc	0146151447
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	104 BAY AVE, FORKED RIVER, NJ 08731-4327
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BAY AVE, FORKED RIVER, NJ 08731-4327

Mortgage

Document Number	0188060473
Date	Dec 3, 2021
Book Page	18806/473
Instrument	2021172361

Lender

Name	NORTHFIELD BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	104 BAY AVE, FORKED RIVER, NJ 08731-4327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATL TTL INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176241138
Date	Sep 30, 2019
Book Page	17624/1138
Instrument	2019097199

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 17, 2017
Property Address	104 BAY AVE, FORKED RIVER, NJ 08731-4327
Document Number	0166860396
Book / Page	016686 / 000396
Instrument Date	Mar 9, 2017
Instrument	28212
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 BAY AVE FORKED RIVER NJ 087314327, FORKED RIVER, NJ 08731-4327

Mortgage

Document Number	166860401
Date	Mar 17, 2017
Book Page	016686/000401
Instrument	28213

Lender

Name	EVESHAM MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Bay Ave was $11,104, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,000 (-) Land $113,000 Building $293,000	$406,000 (-) Land $113,000 Building $293,000
2025	$11,104.00 (+7.93%)	$406,000 Land $113,000 Building $293,000	$406,000 Land $113,000 Building $293,000
2024	$10,288.00
2023		$406,000 Land $113,000 Building $293,000	$406,000 Land $113,000 Building $293,000
2022	$9,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Bay Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 units insured incl. 40 condo units
Nearby Flood Claims	33 (1985–2022)
Claims Outside the SFHA	3 of 33
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Bay Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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