104 Balmoral, Williamsburg, VA 23188 Property Records

James City County property record for 104 Balmoral, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,739 sqft · built 2024
Lot Size	0.414 acres (18,034 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2023)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`38-1 06-0-0002`

Property Details

APN / Parcel Number

Primary APN	`38-1 06-0-0002`
Alternative APN	`14948`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,739 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,034 sqft (0.414 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	406 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	14948
Street Address	104 BALMORAL
City	WILLIAMSBURG
State	VA
Zip	23188-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-2 S-13C FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

104 Balmoral is owned by an individual who bought it in October 2023.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3133 DAMASCUS TRL, VIRGINIA BEACH, VA 23453-6637
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · ARM FULTON BANK NA
Oct 2, 2023	Warranty Deed, Transfer LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Deed Document Number	202310338
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	104 BALMORAL, WILLIAMSBURG, VA 23188-8901
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202312679
Date	Nov 30, 2023
Instrument	202312679

Lender

Name	FULTON BANK NA

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 2, 2023
Property Address	104 BALMORAL, WILLIAMSBURG, VA 23188-8901
Document Number	0202310338
Instrument Date	Sep 22, 2023
Instrument	202310338
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 DAMASCUS TRL, VIRGINIA BEACH, VA 23453-6637

Tax Assessment & Valuation

The 2025 property tax bill for 104 Balmoral was $7,290, up 91.6% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (+91.59%)	$878,400 Land $127,100 Building $751,300	$878,400 Land $127,100 Building $751,300
2024	$3,805.00 (+481.8%)
2023	$654.00	$78,900 Land $78,900	$78,900 Land $78,900
2022	$654.00
2019	$662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Balmoral in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Balmoral is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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