104 Bain Bridge Dr, Georgetown, KY 40324 Property Records

Scott County property record for 104 Bain Bridge Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,077 sqft · built 1999
Lot Size0.177 acres (7,701 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Jul 2021)
Tax Bill$2,534 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138-20-313.000

Property Details

APN / Parcel Number

Primary APN138-20-313.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,077 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area7,701 sqft (0.177 acres)
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 BAIN BRIDGE DR
CityGEORGETOWN
StateKY
Zip40324-2579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONY 3
Legal SubdivisionCOLONY 3
Legal Phase2
Legal Lot Number6
Legal Unit6
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2004
Census Tract40606

Owner

104 Bain Bridge Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address104 BAIN BRIDGE DR, GEORGETOWN, KY 40324-2579
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jul 14, 2021Deed, Transfer · Conventional Mortgage
STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2021 · Amount on File
Deed SaleJul 14, 2021 · Amount on File
Prior SaleNov 2, 2010 · Amount on File
Deed Document Number2021438992
Deed Book / Page425 / 557
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateMay 27, 2026
Property Address104 BAIN BRIDGE DR, GEORGETOWN, KY 40324-2579
Document Number0000587588
Book / Page1899 / 314
Instrument DateMar 16, 2026
Instrument2026587588
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 BAIN BRIDGE DR, GEORGETOWN, KY 40324-2579
InvestorPossibly a Property Investor

Mortgage

Document Number0000587588,
DateMay 27, 2026
Book Page1899/314
Instrument2026587588
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term303 Months
DueAug 1, 2051
Interest
Rate6.09%
Max Rate-1%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 14, 2021
Property Address104 BAIN BRIDGE DR, GEORGETOWN, KY 40324-2579
Document NumberD425/557
Book / PageD425 / 557
Map ReferenceCAB 5 SL 1833
Instrument DateJul 13, 2021
Instrument438992
Transaction TypeTransfer
Record UpdatedAug 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 BAIN BRIDGE DR, 104, GEORGETOWN, KY 40324-2579

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address104 BAIN BRIDGE DR, GEORGETOWN, KY 40324-2579

Mortgage

Document Number438993
DateJul 14, 2021
Instrument438993
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 104 Bain Bridge Dr was $2,534.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,500 (-)$284,500 (-)
2025$2,534.00$284,500$284,500
2023$2,440.00 (+21.27%)$269,200 (+16.03%) Land $38,500 Building $230,700$269,200 (+16.03%) Land $38,500 Building $230,700
2022$2,012.00$232,000 Land $33,000 Building $199,000$232,000 Land $33,000 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Bain Bridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Bain Bridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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