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104 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 104 Atlantic Ave, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 1,008 sqft · built 1952
Lot Size0.186 acres (8,114 sqft)
OwnerCompany Name on File
Last Sale$712,000 (Oct 2019)
Tax Bill$8,924 (2025)
Deeds & MortgagesMar 2024 Refinance
Sep 2023 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APNWEST M:176 B:13

Property Details

APN / Parcel Number

Primary APNWEST M:176 B:13
Alternative APNs
  • M:176 B:13 L
  • 22014618

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,008 sqft Living Area
Gross Area2,182 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,114 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22014618
Street Address104 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4306
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block13
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1068
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:176 B:13

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address104 ATLANTIC AVE, WESTERLY, RI 02891-4306
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Sep 15, 2023Quit Claim Deed, Transfer
Quitclaim
Oct 18, 2019Warranty Deed, Transfer
NOT AVAILABLE
Jan 08, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleJun 09, 2004 · Amount on Record
Deed Document Number20194479
Deed Book / Page2019 / 17615
Last Transfer DateSep 12, 2023
Transfer Doc2023-12282
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address104 ATLANTIC AVE, WESTERLY, RI 02891-4306
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02024-2085
DateMar 05, 2024
Book Page2024/2085
Instrument2024-595
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateSep 15, 2023
Property Address104 ATLANTIC AVE, WESTERLY, RI 02891-4306
Document Number2023-12282
Book / Page2023 / 12282
Instrument DateSep 12, 2023
Instrument2023-3048
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateOct 18, 2019
Property Address104 ATLANTIC AVE, WESTERLY, RI 02891-4306
Document Number2019-7615
Book / Page002019 / 017615
Instrument DateOct 18, 2019
Instrument4479
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$712.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HARDWOOD LN WESTERLY RI 028911009, WESTERLY, RI 02891-1009

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJan 08, 2019
Property Address104 ATLANTIC AVE, WESTERLY, RI 02891-4306
Document Number2019-464
Book / Page002019 / 000464
Instrument DateJan 07, 2019
Instrument125
Transaction TypeTransfer
Record UpdatedJan 22, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address64 CORAL DR FAIRFIELD CT 068253230, FAIRFIELD, CT 06825-3230

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,924.00 (+4.35%)$1,255,200 (+41.19%) Land $1,064,100 Building $191,100
2023$8,552.00 (+0.62%)$889,000 (-) Land $760,000 Building $129,000
2022$8,499.00$889,000 Land $760,000 Building $129,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T.

Based on FCC filings for 505 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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