104 Atkinson Rd, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 104 Atkinson Rd, Surf City, NC 28445 · Last verified February 2026

Property Highlights

Property TypeOther > Other Improved
Architecture StyleCottage
Year BuiltBuilt 2022
Square Footage1,920 sqft Total Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$489,000 (2020)
Tax Bill$1,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN4234-24-1133-0000
Alternative APN
  • 000036464

Interior

Building Area1,920 sqft Total Area
Stories3 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Architectural StyleCottage Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypePile Foundation
Lot Area6,970 sqft (0.16 acres)
Patio Area678 sqft Patio
Cabin/Rustic DwellingCabin/Rustic Dwelling

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number000036464
Street Address104 ATKINSON RD
CitySURF CITY
StateNC
Zip28445-6790
Property UsageOther Property Usage
TypeOther > Other Improved
Legal DescriptionLT 9 PB 64/62 WELLMANS CONSTRUCTION
Legal TractU
Legal Lot Number9
JurisdictionPENDER NC
Minor Civil DivisionTOPSAIL
Census Blockgroup1
Census Block1055
Census Tract920106

Owner

Source: Pender County records · APN 4234-24-1133-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address104 ATKINSON RD, SURF CITY, NC 28445-6790
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Apr 18, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 01, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
FIRST BANK
Aug 18, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Deed Doc Number0023384721
Deed Book / Page2338 / 4721
Prior Transfer DateAug 18, 2020
Prior Transfer Doc0047212195
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address104 ATKINSON RD, SURF CITY, NC 28445-6790
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047531419
DateMay 26, 2021
Book Page4753/1419
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address104 ATKINSON RD, SURF CITY, NC 28445-6790
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048102610
DateApr 18, 2023
Book Page4810/2610
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address104 ATKINSON RD, SURF CITY, NC 28445-6790
Transaction TypeMortgage
Record UpdatedMay 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047080377
DateApr 01, 2020
Book Page4708/377
Lender
NameFIRST BANK
TypeBank
AddressWILMINGTON, NC 28403
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateAug 18, 2020
Property Address104 ATKINSON RD, SURF CITY, NC 28445-6790
Document Number0047212195
Book / Page4721 / 2195
Map ReferenceMB 64 PG 62
Instrument DateAug 18, 2020
Transaction TypeTransfer
Record UpdatedMay 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$978.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 8, HOLLY RIDGE, NC 28445-0008

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ATKINSON RD, SURF CITY, NC 28445-6790

Mortgage

Document Number0047212198
DateAug 18, 2020
Instrument4721/2198
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,744.00 (+12.59%)$1,059,506 (+404.23%) Land $388,896 Building $670,610$1,059,506 (+404.23%) Land $388,896 Building $670,610
2023$210,124 (-) Land $210,124$210,124 (-) Land $210,124
2022$1,549.00$210,124 Land $210,124$210,124 Land $210,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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