104 Ash St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 104 Ash St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,705 sqft · built 1900
Lot Size	0.244 acres (10,626 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (May 1997)
Tax Bill	$36 (2025)
Flood Zone	Zone X (minimal risk)
APN	`M:M-26 B:0011 L:0011`

Property Details

APN / Parcel Number

Primary APN	`M:M-26 B:0011 L:0011`
Alternative APN	`GARD M:M27 B:18 L:11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,705 sqft Living Area
Gross Area	3,080 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,626 sqft (0.244 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	104 ASH ST
City	GARDNER
State	MA
Zip	01440-2130
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	18
Legal Lot Number	11
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2004
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:M-26 B:0011 L:0011

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 ASH ST, GARDNER, MA 01440-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 1997 · Amount on Record
Deed Sale	May 12, 1997 · Amount on Record
Deed Book / Page	18817 / 350
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$36.00 (-99.03%)	$253,000 (+1.81%) Land $68,900 Building $184,100
2024	$3,725.00 (+5.2%)	$248,500 (+13.21%) Land $62,700 Building $185,800
2023	$3,541.00	$219,500 Land $61,800 Building $157,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.