104 Aruba Ln, Oden, AR 71961 Property Records

Montgomery County property record for 104 Aruba Ln, Oden, AR 71961

Property Summary

Property Type	Rural Home
Details	2 ba · 2,480 sqft · built 2001
Lot Size	35.7 acres (1,558,577 sqft)
Owner	2 Individuals on Record
Last Sale	$330,000 (Feb 2021)
Tax Bill	$489 (2025)
Deeds & Mortgages	Apr 2021 Transfer Feb 2021 Sale & Mortgage
APN	`001-04459-000`

Property Details

APN / Parcel Number

Primary APN	`001-04459-000`
Alternative APN	`6222`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,288 sqft
Upper Floors Area	192 sqft
Flooring	Softwood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,558,577 sqft (35.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,764 sqft
Deck Area	534 sqft
Patio Area	534 sqft
Greenhouse	80 sqft
Lean-To	1,000 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	104 ARUBA LN
City	ODEN
State	AR
Zip	71961-8251
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE NW (3.85 AC) MAP 5069 PT SW NW (31.93AC) MAP 5067
Legal Range	27W
Legal Township	02S
Legal Section	32
Legal Subdivision	RURAL ACREAGE
Jurisdiction	MONTGOMERY AR
Township / Civil Division	BLACK SPRINGS
Census Block Group	3
Census Block	3029
Census Tract	953200

Owner

Source: Montgomery County assessment roll, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	104 ARUBA LN, ODEN, AR 71961-8251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2021	Fiduciary Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Jun 24, 2003
Deed Document Number	2021214
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AR
Recording Date	Apr 6, 2021
Property Address	104 ARUBA LN, ODEN, AR 71961-8251
Document Number	0021R00510
Instrument Date	Mar 26, 2021
Instrument	21R00510
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ARUBA LN, ODEN, AR 71961-8251

February 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY AR
Recording Date	Feb 9, 2021
Property Address	104 ARUBA LN, ODEN, AR 71961-8251
Document Number	0021R00214
Instrument Date	Feb 4, 2021
Instrument	21R00214
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2545 GEORGE R JAMES, EADS, TN 38028-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ARUBA LN, ODEN, AR 71961-8251

Mortgage

Document Number	0021R00215
Date	Feb 9, 2021
Instrument	21R00215

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 4, 2026
Min Rate At Change	4.5%
Max Rate At Change	5.75%
Index	5-Year TN

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Montgomery County
Unified School District	Ouachita River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00 (-27.01%) Homeowner's exemption	$52,910 (-) Land $2,520 Building $50,390
2023	$670.00 Homeowner's exemption	$52,910 Land $2,520 Building $50,390	$264,550 Land $12,600 Building $251,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	29 (1993–2019)
Claims Outside the SFHA	22 of 29
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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