104 Arrowhead Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 104 Arrowhead Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1984
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2023)
Tax Bill	$7,504 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
APN	`04-20-0-300-040`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-300-040`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,148 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	104 ARROWHEAD LN
City	O FALLON
State	IL
Zip	62269-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 22ND ADDITION LOT/SEC-482 A02772988
Legal Subdivision	ND ADDITION
Legal Block	300
Legal Lot Number	482
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 ARROWHEAD LN, O FALLON, IL 62269-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	20232772988
Prior Transfer Date	Mar 9, 2001
Prior Transfer Doc	0001607912
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 6, 2023
Property Address	104 ARROWHEAD LN, O FALLON, IL 62269-1241
Document Number	0A02772988
Map Reference	MB 76 PG 61
Instrument Date	Feb 3, 2023
Instrument	A02772988
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ARROWHEAD LN, O FALLON, IL 62269-1241

Mortgage

Document Number	0A02772989
Date	Feb 6, 2023
Instrument	A02772989

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 24, 2020
Property Address	104 ARROWHEAD LN, O FALLON, IL 62269-1241
Document Number	00A2677312
Instrument Date	Nov 20, 2020
Instrument	2677312
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ARROWHEAD LN O FALLON IL 622691241, O FALLON, IL 62269-1241

Mortgage

Document Number	A2677313
Date	Nov 24, 2020
Instrument	2677313

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,504.00	$104,110 (+34.34%) Land $15,634 Building $88,476	$312,330 (+34.34%) Land $46,902 Building $265,428
2022		$77,497 Land $11,637 Building $65,860	$232,491 Land $34,911 Building $197,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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