104 Arrowhead Dr, Lake Ozark, MO 65049 Property Records

Miller County property record for 104 Arrowhead Dr, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2,229 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10791`

Property Details

APN / Parcel Number

Primary APN	`10791`
Alternative APN	`125021003005004000`

Interior

Stories	1 Story
Building Area	2,229 sqft Living Area
1st Floor Area	2,229 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	10791
Street Address	104 ARROWHEAD DR
City	LAKE OZARK
State	MO
Zip	65049-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 WINGED FOOT VILLAGE
Legal Range	15W
Legal Township	40N
Legal Section	21
Legal Subdivision	WINGED FOOT VILLAGE
Legal Lot Number	77
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1141
Census Tract	962802

Owner

104 Arrowhead Dr is owned by two individuals who acquired it in July 2026.

Source: Miller County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1881 WILLOW ST, HIGGINSVILLE, MO 64037-1547
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF LAKE OF THE OZARKS
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025
Deed Sale	Feb 20, 2025
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	2025550
Deed Book / Page	2025 / 550
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000003039
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLER MO
Recording Date	Jul 13, 2026
Property Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752
Document Number	0000003039
Book / Page	2026 / 3039
Instrument Date	Jul 8, 2026
Instrument	20263039
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 TOM WATSON CT, 600B, LAKE OZARK, MO 65049-5790

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752

Mortgage

Document Number	02022/1525
Date	Mar 30, 2022
Book Page	2022/1525
Instrument	202201525

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/4713
Date	Nov 6, 2019
Book Page	2019/4713
Instrument	201904713

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Jun 9, 2022
Property Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752
Document Number	02022/2789
Book / Page	2022 / 2789
Instrument Date	Jun 9, 2022
Instrument	202202789
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	LAWYERS LAND TITLE/LAKE OZARK, LAWYERS LAND TTL OF LAKE OZA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 SIMPSON ST, DUBUQUE, IA 52003-7719

Mortgage

Document Number	0202202790
Date	Jun 9, 2022
Instrument	202202790

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Dec 20, 2017
Property Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752
Document Number	02017/5556
Book / Page	2017 / 5556
Map Reference	MB 8 PG 9
Instrument Date	Dec 14, 2017
Instrument	201705556
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	104 ARROWHEAD DR, LAKE OZARK, MO 65049-5752

Mortgage

Document Number	0201705557
Date	Dec 20, 2017
Instrument	201705557

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 104 Arrowhead Dr was $3,096.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,580 (-) Land $8,360 Building $51,220	$313,590 (-) Land $44,020 Building $269,570
2025	$3,096.00	$59,580 Land $8,360 Building $51,220	$313,590 Land $44,020 Building $269,570
2023		$52,290 (-) Land $7,600 Building $44,690	$275,210 Land $40,020 Building $235,190
2022		$52,290 Land $7,600 Building $44,690
2021			$275,210 Land $40,020 Building $235,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Arrowhead Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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