Middlesex County and Winchester Town property record for 104 Arlington St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1950 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Sep 2004) |
| Tax Bill | $14,694 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:021 B:0060 L:0 |
| Primary APN | WINC M:021 B:0060 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 3,438 sqft |
| Basement Area | 1,281 sqft |
| Unfinished Basement | 897 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 104 ARLINGTON ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 60 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 338400 |
104 Arlington St is owned and occupied by an individual who acquired it in May 2019.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 7, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Jun 6, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2004 · Amount on File |
| Deed Sale | Sep 29, 2004 · Amount on File |
| Prior Sale | Apr 13, 1989 · Amount on File |
| Deed Book / Page | 43797 / 305 |
| Last Transfer Date | May 3, 2019 |
| Transfer Doc | 72719-234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Sep 16, 2026 |
| Property Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Document Number | 0000118090 |
| Book / Page | 86147 / 193 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 2026118090 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000118090, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 86147/193 |
| Instrument | 2026118090 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 078122-532 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 78122/532 |
| Instrument | 146159 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0077069-74 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 77069/74 |
| Instrument | 43092 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 082463-442 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 82463/442 |
| Instrument | 12733 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Jun 6, 2019 |
| Property Address | 104 ARLINGTON ST, WINCHESTER, MA 01890-3306 |
| Document Number | 72719-234 |
| Book / Page | 072719 / 000234 |
| Instrument Date | May 3, 2019 |
| Instrument | 76171 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 ARLINGTON ST WINCHESTER MA 018903306, WINCHESTER, MA 01890-3306 |
| Document Number | 72719-237 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 072719/000237 |
| Instrument | 76172 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2049 |
The 2026 property tax bill for 104 Arlington St was $14,694, up 10,471.2% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,694.00 (+10,471.22%) | $1,326,200 (+5.15%) Land $991,800 Building $334,400 | $1,156,247 (+12.82%) |
| 2025 | $139.00 (-98.97%) | $1,261,200 (+6.11%) Land $957,600 Building $303,600 | $1,024,860 |
| 2024 | $13,467.00 (+10.51%) | $1,188,600 (+15.1%) Land $889,200 Building $299,400 | |
| 2023 | $12,186.00 | $1,032,700 Land $752,400 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Arlington St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Arlington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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