104 Arctic St, Buchanan, MI 49107 Property Records

Berrien County property record for 104 Arctic St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,664 sqft · built 1967
Lot Size	0.235 acres (10,237 sqft)
Owner	Company Name on Record
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-2500-0028-02-1`

Property Details

APN / Parcel Number

Primary APN	`58-2500-0028-02-1`
Alternative APN	`11-58-2500-0028-02-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	104 ARCTIC ST
City	BUCHANAN
State	MI
Zip	49107-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	PT OF LOTS 28 & 29 THOMAS M FULTON PLAT IN CITY OF BUCHANAN DESC AS COM AT THE NE COR LOT 29 SD PLAT TH W ON N LN SD LOT 29 73' TH S TO S LN SD LOT 28 TH E 73' TO SE COR SD LOT 28 TH N 140' TO POB
Legal Subdivision	SD PLAT
Legal Lot Number	28-29
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1339 OAK ST, NILES, MI 49120-3627
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage HONOR CU
Nov 8, 2022	Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Jun 1, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2022
Transfer Doc	03391/1677
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	104 ARCTIC ST, BUCHANAN, MI 49107-1323
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03222/2453
Date	Nov 15, 2018
Book Page	3222/2453

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2022
Property Address	104 ARCTIC ST, BUCHANAN, MI 49107-1323
Document Number	03391/1677
Book / Page	3391 / 1677
Map Reference	LB 1 PG 7
Instrument Date	Nov 3, 2022
Instrument	2022366710
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 OAK ST, NILES, MI 49120-3627

Mortgage

Document Number	0033911680
Date	Nov 8, 2022
Instrument	3391-1680

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Min Rate At Change	70%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 1, 2022
Property Address	104 ARCTIC ST, BUCHANAN, MI 49107-1323
Document Number	03375/3054
Book / Page	3375 / 3054
Map Reference	LB 1 PG 7
Instrument Date	May 31, 2022
Instrument	2022354288
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 OAK ST, NILES, MI 49120-3627
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,700 (+53.3%)	$125,400 (+53.3%)
2025	$2,561.00 (+63.64%)
2023		$40,900	$81,800
2022	$1,565.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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