Houston County property record for 104 Arbor Ln, Centerville, GA 31028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,933 sqft · built 2002 |
| Lot Size | 1.01 acres (44,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Aug 2022) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C23-51 |
| Primary APN | C23-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,933 sqft Heated Area |
| 1st Floor Area | 2,933 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,009 sqft |
| Garage Area | 1,116 sqft |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1479 |
|---|---|
| Street Address | 104 ARBOR LN |
| City | CENTERVILLE |
| State | GA |
| Zip | 31028-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 5 GROVE POINTE PH 1 LL 86,87,96,97/5TH |
| Legal Subdivision | GROVE POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | WARNER ROBINS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20112 |
Source: Houston County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 ARBOR LN, CENTERVILLE, GA 31028-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on Record |
| Deed Sale | Aug 22, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2014 · Amount on Record |
| Deed Document Number | 0000981889 |
| Deed Book / Page | 9818 / 89 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 104 ARBOR LN, CENTERVILLE, GA 31028-8508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0090790249 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 9079/249 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Aug 22, 2022 |
| Property Address | 104 ARBOR LN, CENTERVILLE, GA 31028-8508 |
| Document Number | 0098180089 |
| Book / Page | 9818 / 89 |
| Map Reference | MB 50 PG 182&183 |
| Instrument Date | Aug 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 ARBOR LN, CENTERVILLE, GA 31028-8508 |
| Document Number | 0000981892 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 9818/92 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Centerville City |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,337.00 (-15.04%) | $183,600 (+1.37%) Land $17,360 Building $166,240 | $459,000 (+1.37%) Land $43,400 Building $415,600 |
| 2024 | $6,282.00 (+14.09%) | $181,120 (+14.92%) Land $17,360 Building $163,760 | $452,800 (+14.92%) Land $43,400 Building $409,400 |
| 2023 | $5,506.00 (+24.46%) | $157,600 (+24.45%) Land $17,360 Building $140,240 | $394,000 (+24.45%) Land $43,400 Building $350,600 |
| 2022 | $4,424.00 | $126,640 Land $15,800 Building $110,840 | $316,600 Land $39,500 Building $277,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE serves 14,701 people · EPA ID GA1530000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: AT&T, Verizon.
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