104 Apple, Emma, MO 65327 Property Records

Lafayette County property record for 104 Apple, Emma, MO 65327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,663 sqft · built 1992
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,700 (Apr 2017)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-1.0-12-0-000-013.040`

Property Details

APN / Parcel Number

Primary APN	`19-1.0-12-0-000-013.040`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,663 sqft Living Area
Basement Area	1,663 sqft
Finished Basement	1,663 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Garage Type	Mixed
Garage Area	1,862 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	104 APPLE
City	EMMA
State	MO
Zip	65327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF NE1/4; 807-315, 849-276, 849-794, 1029-198, 2017DR1357
Legal Range	24
Legal Township	48
Legal Section	12
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2010
Census Tract	90500

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 APPLE ST, EMMA, MO 65327
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · VA Mortgage COMMUNITYAMERICA CU
Apr 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	2017DR1357
Deed Book / Page	2017 / 1357
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	104 APPLE, EMMA, MO 65327
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017DR1358
Date	Apr 14, 2017
Instrument	2017DR1358

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 14, 2017
Property Address	104 APPLE, EMMA, MO 65327
Document Number	2017/1357
Book / Page	2017 / 1357
Instrument Date	Apr 13, 2017
Instrument	2017DR1357
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 APPLE ST, EMMA, MO 65327

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Emma City
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00	$37,772 (+14%)	$198,800 (+14%) Land $6,490 Building $192,310
2023		$33,132	$174,381 Land $5,691 Building $168,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Green Hills Technologies Cable	250 / 20

May also be available: T-Mobile.

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