104 Ann Ct, Berlin, MD 21811 Property Records

Worcester County property record for 104 Ann Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,009 sqft · built 2002
Lot Size	0.615 acres (26,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Aug 2002)
Tax Bill	$6,904 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-127893`

Property Details

APN / Parcel Number

Primary APN	`03-127893`
Alternative APN	`127893`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Total Area
1st Floor Area	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,781 sqft (0.615 acres)
Garage Type	Mixed
Garage Area	1,012 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	673 sqft
Deck Area	144 sqft
Patio Area	1,336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	127893
Street Address	104 ANN CT
City	BERLIN
State	MD
Zip	21811-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 26781 SQ FT ANN CT HENRY'S GREEN
Legal Subdivision	HENRYS GREEN
Legal Lot Number	40
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 ANN CT, BERLIN, MD 21811-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2002 · Amount on Record
Deed Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	2002338915
Deed Book / Page	3417 / 135
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	104 ANN CT, BERLIN, MD 21811-1119
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ANN CT, BERLIN, MD 21811-1119

Mortgage

Document Number	0090500326
Date	Dec 3, 2025
Book Page	9050/326

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	104 ANN CT, BERLIN, MD 21811-1119
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085820344
Date	May 31, 2023
Book Page	8582/344

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	104 ANN CT, BERLIN, MD 21811-1119
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077170396
Date	Jul 23, 2020
Book Page	7717/396

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	104 ANN CT, BERLIN, MD 21811-1119
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082900208
Date	Jan 19, 2022
Book Page	8290/208

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,904.00 (+3.03%) Homeowner's exemption	$452,667 (+15.38%)	$480,500 (+21.03%) Land $95,900 Building $384,600
2025	$6,701.00 (+4.23%) Homeowner's exemption
2023	$6,429.00 Homeowner's exemption	$392,333	$397,000 Land $95,900 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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