104 Anchor Ln, Troutman, NC 28166 Property Records

Iredell County property record for 104 Anchor Ln, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,688 sqft · built 1992
Lot Size	0.566 acres (24,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2024)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4730-40-3261.000`

Property Details

APN / Parcel Number

Primary APN	`4730-40-3261.000`
Alternative APNs	`80004999` `80111839`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,688 sqft Heated Area
Gross Area	4,935 sqft
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Finished Basement	1,688 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	24,695 sqft (0.566 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	126 sqft
Patio Area	621 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80111839
Street Address	104 ANCHOR LN
City	TROUTMAN
State	NC
Zip	28166-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20CUD
Legal Description	L11 CAPTAIN'S COVE PB 20-102
Legal Subdivision	TREMOUNT/CAPTAINS COVE
Legal Block	40
Legal Lot Number	11
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3043
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 13, 2024	Warranty Deed, Transfer · Conventional Mortgage AURORA FINANCIAL LLC
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 6, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Book / Page	3060 / 1611
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002940254
Date	Aug 16, 2022
Book Page	2940/254

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2032

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 13, 2024
Property Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Document Number	0030601611
Book / Page	3060 / 1611
Map Reference	MB 20 PG 102
Instrument Date	May 13, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13460 CORAPEAKE TER, CHESTERFIELD, VA 23838-3265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Investor	Possibly a Property Investor

Mortgage

Document Number	0030601613
Date	May 13, 2024
Book Page	3060/1613

Lender

Name	AURORA FINANCIAL LLC
Type	Funding / Finance Company
Address	2010 CORPORATE RDG STE 420, MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27661588
Date	Dec 23, 2020
Book Page	2766/1588

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Document Number	26802239
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 ANCHOR LN TROUTMAN NC 281668624, TROUTMAN, NC 28166-8624

Mortgage

Document Number	26802239
Date	Mar 2, 2020
Book Page	002680/002239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 6, 2018
Property Address	104 ANCHOR LN, TROUTMAN, NC 28166-8624
Document Number	25591488
Book / Page	002559 / 001488
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	104 ANCHOR LN TROUTMAN NC 28166, TROUTMAN, NC 28166

Mortgage

Document Number	25591490
Date	Jun 6, 2018
Book Page	002559/001490

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,070 (-) Land $450,000 Building $433,070	$883,070 (-) Land $450,000 Building $433,070
2025	$5,358.00	$883,070 (-) Land $450,000 Building $433,070	$883,070 (-) Land $450,000 Building $433,070
2024	$5,358.00	$883,070 (-) Land $450,000 Building $433,070	$883,070 (-) Land $450,000 Building $433,070
2023	$5,358.00 (+62.71%)	$883,070 (+74.13%) Land $450,000 Building $433,070	$883,070 (+74.13%) Land $450,000 Building $433,070
2022	$3,293.00	$507,140 Land $275,000 Building $232,140	$507,140 Land $275,000 Building $232,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

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